Okaloosa County property record for 449 Pine Ln, Mary Esther, FL 32569
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,200 sqft · built 2025 |
| Lot Size | 1.39 acres (60,644 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Dec 2021) |
| Tax Bill | $718 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-4192-4 |
| Primary APN | C56-000-598-4192-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,668 sqft |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 360 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 60,644 sqft (1.39 acres) |
| Lot Dimensions | 648 ft deep x 93 ft wide |
| Porch | Finished/Open Porch |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 449 PINE LN |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR E 732.3FT TO POB E 75FT THC NLY 955.6FT TO S R/W US 98 THC SWLY ALG R/W 93.17FT TO A PT 714.1FT E OF THE WEST SEC LINE THC S 798.44FT W 18FT S 125FT TO W/E THC SELY ALG W/E 42.45FT TO POB LESS THE S 306FT THEREOF PER COURT ORDER 02-443-CP |
| Legal Range | 25W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Block | 28 |
| Legal Lot Number | 20 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 23100 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 449 PINE LN, MARY ESTHER, FL 32569-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Deed Document Number | 20213513897 |
| Deed Book / Page | 3593 / 4207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 17, 2021 |
| Property Address | 449 PINE LN, MARY ESTHER, FL 32569-2347 |
| Document Number | 0035934207 |
| Book / Page | 3593 / 4207 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 3513897 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 SEA SMOKE LN, 607, HOUSTON, TX 77079-2549 |
| Name | Verified Name |
|---|---|
| Address | 4619 HICKORY SHORES BLVD, GULF BREEZE, FL 32563-9214 |
| Document Number | 0035934209 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 3593/4209 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $718.00 (-52.17%) Homeowner's exemption | $99,473 (-38.44%) | $217,698 (-18.31%) Land $217,698 |
| 2023 | $1,501.00 (-42.14%) Homeowner's exemption | $161,599 (-36.6%) | $266,477 (+4.55%) Land $145,949 Building $120,528 |
| 2022 | $2,594.00 Homeowner's exemption | $254,875 Land $141,594 Building $113,281 | $254,875 Land $141,594 Building $113,281 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 28 (2004–2020) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum.
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