449 Pacific Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 449 Pacific Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1938
Lot Size	0.089 acres (3,902 sqft)
Owner	Trust Name on Record
Last Sale	$1,000,000 (Apr 2018)
Tax Bill	$26,695 (2025)
Deeds & Mortgages	Jun 2020 Sale Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064-143-011`

Property Details

APN / Parcel Number

Primary APN	`064-143-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Wood Frame
Lot Area	3,902 sqft (0.089 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	449 PACIFIC AVE
City	CAYUCOS
State	CA
Zip	93430-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PR BCH 1 BL 7 LT 11
Legal Subdivision	PASO ROBLES BEACH 01
Legal Block	7
Legal Lot Number	11
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3030
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	5932 W ELOWIN DR, VISALIA, CA 93291-9222
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIRCLE M ENTS
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARSDEN FAMILY TRUST (PT)
Apr 19, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Prior Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	0000015454
Last Transfer Date	Jun 17, 2020
Transfer Doc	0000029710
Record Updated	Jun 8, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 17, 2020
Property Address	449 PACIFIC AVE, CAYUCOS, CA 93430-1633
Document Number	0000029710
Instrument Date	Jun 15, 2020
Instrument	29710
Transaction Type	Transfer
Record Updated	Jun 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,585.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	449 PACIFIC AVE CAYUCOS CA 934301633, CAYUCOS, CA 93430-1633

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	449 PACIFIC AVE, CAYUCOS, CA 93430-1633
Document Number	0000011385
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WELLSONA RD PASO ROBLES CA 934467643, PASO ROBLES, CA 93446-7643

Mortgage

Document Number	0000011385
Date	Mar 6, 2020
Instrument	11385

Lender

Name	CIRCLE M ENTS
Address	101 WELLSONA RD, PASO ROBLES, CA 93446-7643

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	449 PACIFIC AVE, CAYUCOS, CA 93430-1633
Document Number	0000016245
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	499 PACIFIC AVE CAYUCOS CA 93430, CAYUCOS, CA 93430

Mortgage

Document Number	0000016245
Date	Apr 23, 2018
Instrument	16245

Lender

Name	MARSDEN FAMILY TRUST (PT)
Address	101 WELLSONA RD, PASO ROBLES, CA 93446-7643

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 19, 2018
Property Address	449 PACIFIC AVE, CAYUCOS, CA 93430-1633
Document Number	0000015454
Instrument Date	Mar 23, 2018
Instrument	15454
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,100.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 WELLSONA RD PASO ROBLES CA 934467643, PASO ROBLES, CA 93446-7643

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$26,695.00 (+1.87%)	$2,570,064 (+4.04%) Land $1,968,561 Building $601,503
2023	$26,205.00 (+1.7%)	$2,470,267 Land $1,892,120 Building $578,147
2022	$25,768.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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