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449 NW Riverfront St, Bend, OR 97703 Property Records

Deschutes County property record for 449 NW Riverfront St, Bend, OR 97703

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,938 sqft · built 2022
Lot Size0.18 acres (7,841 sqft)
Owner2 Trust Names on File
Last Sale$1,400,000 (Mar 2020)
Tax Bill$10,954 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN171231 DD 11400

Property Details

APN / Parcel Number

Primary APN171231 DD 11400
Alternative APNs
  • R1001171232CC04700
  • 104073

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,938 sqft Living Area
1st Floor Area1,186 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Architectural StyleOther
Lot Area7,841 sqft (0.18 acres)
View / LotGood
Garage TypeMixed
Garage Area690 sqft
Deck Area120 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number104073
Old Parcel NumberR1001171232CC04700
Street Address449 NW RIVERFRONT ST
CityBEND
StateOR
Zip97703-2532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK:8 SUBD:MILL ADDITION TO BEND SEC/TWN/RNG/MER:SEC 31 TWN 17 RNG 12 MAP REF:171231-DD
Legal Range12E
Legal Township17S
Legal Section31
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionMILL ADDITION TO BEND
Legal Block8
Legal Lot Number8
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group1
Census Block1010
Census Tract1502

Owner

449 NW Riverfront St is held in a trust since March 2020.

Source: Deschutes County records, as of January 12, 2026

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address1326 HIGHLAND VIEW LOOP, REDMOND, OR 97756-7412
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMar 3, 2020 · Amount on File
Deed SaleMar 3, 2020 · Amount on File
Prior SaleNov 6, 2006
Deed Document Number2020-09598
Record UpdatedJun 8, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateMar 3, 2020
Property Address449 NW RIVERFRONT ST, BEND, OR 97703-2532
Document Number0000009598
Instrument DateMar 2, 2020
Instrument2020-09598
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address449 NW RIVERFRONT ST, BEND, OR 97703-2532

Mortgage

Document Number0000009599
DateMar 3, 2020
Instrument2020-09599
Lender
NameUBS BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
AdjustableAdjustable Rate Rider
Type Change DateApr 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 449 NW Riverfront St was $10,954, up 91.8% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,954.00 (+91.84%)$648,355 (+90.09%)$3,579,590 (+67.54%) Land $1,674,680 Building $1,904,910
2024$5,710.00 (+52.47%)$341,070 (+45.59%)$2,136,560 (+13.16%) Land $1,674,680 Building $461,880
2023$3,745.00$234,260$1,888,070 Land $1,674,680 Building $213,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 449 NW Riverfront St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 449 NW Riverfront St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber		10,000 / 10,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
Webformix
Fixed Wireless		200 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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