449 Miller Rd, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 449 Miller Rd, Sinking Spring, PA 19608

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2 ba · 3,976 sqft · built 1980
Lot Size	1.76 acres (77,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Aug 1999)
Tax Bill	$704 (2026)
Deeds & Mortgages	Feb 2024 Second Mortgage May 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4385-01-27-1836`

Property Details

APN / Parcel Number

Primary APN	`4385-01-27-1836`
Alternative APNs	`80-4385-01-27-1836` `80286550` `286550`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,976 sqft Gross Area
1st Floor Area	3,976 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Lot Area	77,101 sqft
View / Lot	Neighborhood
Garage Type	Attached

Exterior Amenities

Pool Area	1,152 sqft
Porch	Open Frame Porch
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	80286550
Street Address	449 MILLER RD
City	READING
State	PA
Zip	19608-2012
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Subdivision	SPRING VALLEY
Legal Block	27
Legal Lot Number	21
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	2
Census Block	2027
Census Tract	10804

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 MILLER RD, READING, PA 19608-2012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 6, 2019	Deed of Trust, Mortgage PENNSYLVANIA HOUSING FINANCE AGENCY
Dec 30, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Aug 28, 2019	Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI
Nov 16, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 1999 · Amount on Record
Deed Sale	Aug 9, 1999 · Amount on Record
Deed Book / Page	3110 / 1296
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	449 MILLER RD, SINKING SPRING, PA 19608-2012
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004665
Date	Feb 20, 2024
Instrument	2024004665

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	449 MILLER RD, SINKING SPRING, PA 19608-2012
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013923
Date	May 6, 2019
Instrument	2019013923

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency
Address	HARRISBURG, PA 17101

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 1, 2039

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	449 MILLER RD, SINKING SPRING, PA 19608-2012
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	EXPERT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064704
Date	Dec 30, 2021
Instrument	2021064704

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	449 MILLER RD, SINKING SPRING, PA 19608-2012
Document Number	0000028977
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	449 MILLER RD READING PA 196082012, READING, PA 19608-2012

Mortgage

Document Number	0000028977
Date	Sep 4, 2019
Instrument	28977

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKS PA
Property Address	449 MILLER RD, SINKING SPRING, PA 19608-2012
Document Number	0000003784
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	449 MILLER RD SINKING SPRING PA 196082012, SINKING SPRING, PA 19608-2012

Mortgage

Document Number	0000003784
Date	Jan 30, 2020
Instrument	3784

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	449 MILLER RD, SINKING SPRING, PA 19608-2012
Document Number	0000040597
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	449 MILLER RD READING PA 196082012, READING, PA 19608-2012

Mortgage

Document Number	0000040597
Date	Nov 26, 2018
Instrument	40597

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2026	$704.00 (+104.06%)	$48,400 Land $48,400
2024	$345.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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