449 Merrick Rd, Saint Libory, NE 68872 Property Records

Howard County property record for 449 Merrick Rd, Saint Libory, NE 68872

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 1,592 sqft · built 2019
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`471004143`

Property Details

APN / Parcel Number

Primary APN	`471004143`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,592 sqft Living Area
1st Floor Area	1,592 sqft
Basement Area	1,592 sqft
Finished Basement	1,592 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Garage Type	Mixed
Garage Area	980 sqft
Driveway	Concrete Driveway
Driveway Area	96 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	388 sqft
Poultry House	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	449 MERRICK RD
City	SAINT LIBORY
State	NE
Zip	68872-2840
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	(SL TWP)(#132-1) ISABEL ACRES 13-13-9 (5.01 ACRES)
Legal Range	09
Legal Township	13
Legal Section	13
Legal Subdivision	ISABEL ACRES
Jurisdiction	HOWARD NE
Township / Civil Division	ST. LIBORY
Census Block Group	2
Census Block	2024
Census Tract	970500

Owner

Source: Howard County assessment roll, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	449 MERRICK RD, SAINT LIBORY, NE 68872-2840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2019	Deed of Trust, Mortgage · Balloon Mortgage FEDERAL SAVINGS & LOAN
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS & LOAN
Aug 21, 2018	Intrafamily Transfer, Transfer DVORACEK TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 28, 2022
Transfer Doc	0000000361
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	449 MERRICK RD, SAINT LIBORY, NE 68872-2840
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19/518
Date	Feb 15, 2019
Book Page	19/518
Instrument	2019-00157

Lender

Name	FEDERAL SAVINGS & LOAN
Type	Funding / Finance Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2019

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	449 MERRICK RD, SAINT LIBORY, NE 68872-2840
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19/3843
Date	Oct 15, 2019
Book Page	19/3843
Instrument	2019-01013

Lender

Name	HOME FEDERAL SAVINGS & LOAN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD NE
Recording Date	Aug 21, 2018
Property Address	449 MERRICK RD, SAINT LIBORY, NE 68872-2840
Document Number	00018/3661
Book / Page	18 / 3661
Instrument Date	Jul 20, 2018
Instrument	2018-00960
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	DVORACEK TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Howard County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Howard County
Unified School District	Northwest Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,875.00 (-30.76%)	$389,268 (+20.21%) Land $78,500 Building $310,768	$389,268 (+20.21%) Land $78,500 Building $310,768
2023	$2,708.00	$323,810 Land $54,000 Building $269,810	$323,810 Land $54,000 Building $269,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	3,000 / 3,000
LTD Broadband Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Merrick Rd

Nearby Streets

All Saint Libory, NE Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures