Fluvanna County property record for 449 Keys Mill Ln, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,060 sqft · built 1955 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,471 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32 A 36A |
| Primary APN | 32 A 36A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| Gross Area | 3,508 sqft |
| 1st Floor Area | 1,590 sqft |
| Basement Area | 1,060 sqft |
| Unfinished Basement | 1,060 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | 80 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 658 |
|---|---|
| Street Address | 449 KEYS MILL LN |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 892-128 AC 3.0 VOF CONS EASE DB 834-80 |
| Legal Block | 3 |
| Legal Lot Number | A |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20200 |
449 Keys Mill Ln is held in a trust since April 2013.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 463 KEYS MILL LN, PALMYRA, VA 22963-4543 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 11, 2013 |
| Transfer Doc | 892/128 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 449 Keys Mill Ln was $1,471, up 0.7% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,900 (-) Land $35,300 Building $159,600 | $194,900 (-) Land $35,300 Building $159,600 | |
| 2025 | $1,471.00 (+0.68%) | $194,900 Land $35,300 Building $159,600 | $194,900 Land $35,300 Building $159,600 |
| 2024 | $1,461.00 | ||
| 2023 | $179,700 Land $35,300 Building $144,400 | $179,700 Land $35,300 Building $144,400 | |
| 2022 | $1,516.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 449 Keys Mill Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1985–1996) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 449 Keys Mill Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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