Surry County property record for 449 James River Overview, Spring Grove, VA 23881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,032 sqft · built 1968 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $152,250 (Mar 2017) |
| Tax Bill | $1,581 (2026) |
| Deeds & Mortgages | Jul 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A-1-52 |
| Primary APN | 3A-1-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,032 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Area | 240 sqft |
| Porch | Porch |
| Porch Area | 192 sqft |
| Patio Area | 96 sqft |
| Account Number | R000443 |
|---|---|
| Street Address | 449 JAMES RIVER OVERVIEW |
| City | SPRING GROVE |
| State | VA |
| Zip | 23881-8016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 52 GUILFORD HGTS 75X150 |
| Legal Subdivision | GUILFORD HEIGHTS |
| Legal Lot Number | 52 |
| Jurisdiction | SURRY VA |
| Township / Civil Division | SURRY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 860100 |
Source: Surry County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 449 JAMES RIVER OVERVIEW, SPRING GROVE, VA 23881-8016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2017 · Amount on Record |
| Deed Sale | Mar 8, 2017 · Amount on Record |
| Last Transfer Date | Jun 3, 2021 |
| Transfer Doc | 000301/891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY VA |
| Property Address | 449 JAMES RIVER OVERVIEW, SPRING GROVE, VA 23881-8016 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000328/485 |
|---|---|
| Date | Jul 15, 2025 |
| Book Page | 328/485 |
| Instrument | 202500605 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2035 |
Source: Surry County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Surry County |
| Unified School District | Surry County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,581.00 | $222,800 (-) Land $55,000 Building $167,800 | $222,800 (-) Land $55,000 Building $167,800 |
| 2025 | $1,581.00 (+18.96%) | $222,800 (+18.95%) Land $55,000 Building $167,800 | $222,800 (+18.95%) Land $55,000 Building $167,800 |
| 2023 | $1,329.00 | $187,300 Land $50,000 Building $137,300 | $187,300 Land $50,000 Building $137,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (2003–2009) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ruralband Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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