449 Jack Kramer Dr, Memphis, TN 38117 Property Records

Shelby County property record for 449 Jack Kramer Dr, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,928 sqft · built 1980
Lot Size	0.058 acres (2,526 sqft)
Owner	2 Individual Names on File
Last Sale	$264,900 (Mar 2024)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-6033-0-0187`

Property Details

APN / Parcel Number

Primary APN	`05-6033-0-0187`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
1st Floor Area	1,184 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	2,526 sqft (0.058 acres)
Lot Dimensions	71 ft deep x 28 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Open Porch
Porch Area	28 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	449 JACK KRAMER DR
City	MEMPHIS
State	TN
Zip	38117-4341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ES JACK KRAMER DR
Legal Subdivision	CLAYCOURT VILLAGE PHASE I P U D
Legal Lot Number	5
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	3
Census Block	3011
Census Tract	9600

Owner

449 Jack Kramer Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	449 JACK KRAMER DR, MEMPHIS, TN 38117-4341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Mar 12, 2024	Warranty Deed, Transfer HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE & ESCROW
Jul 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 8, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2024 · Amount on File
Deed Sale	Mar 12, 2024 · Amount on File
Prior Sale	Jun 2, 2014 · Amount on File
Deed Document Number	202420048
Prior Transfer Date	Jan 17, 2001
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	449 JACK KRAMER DR, MEMPHIS, TN 38117-4341
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	HOME SURETY TITLE AND ESCROW LLC, HOME SURETY T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 JACK KRAMER DR, MEMPHIS, TN 38117-4341

Mortgage

Document Number	0024033211
Date	Apr 24, 2024
Instrument	24033211

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 12, 2024
Property Address	449 JACK KRAMER DR, MEMPHIS, TN 38117-4341
Document Number	0024020048
Map Reference	MB 92 PG 34
Instrument Date	Mar 7, 2024
Instrument	24020048
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$980.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 JACK KRAMER DR, MEMPHIS, TN 38117-4341

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	449 JACK KRAMER DR, MEMPHIS, TN 38117-4341
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 JACK KRAMER DR, MEMPHIS, TN 38117-4341

Mortgage

Document Number	0023055417
Date	Jul 7, 2023
Instrument	23055417

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	449 JACK KRAMER DR, MEMPHIS, TN 38117-4341
Document Number	0000091883
Instrument Date	Aug 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 JACK KRAMER DR MEMPHIS TN 381174341, MEMPHIS, TN 38117-4341

Mortgage

Document Number	0000091883
Date	Aug 27, 2020
Instrument	91883

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 26, 2040

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	May 2, 2019
Property Address	449 JACK KRAMER DR, MEMPHIS, TN 38117-4341
Document Number	0000042913
Instrument Date	Apr 30, 2019
Instrument	42913
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 JACK KRAMER DR MEMPHIS TN 381174341, MEMPHIS, TN 38117-4341

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	449 JACK KRAMER DR, MEMPHIS, TN 38117-4341
Document Number	0000037071
Instrument Date	Apr 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 JACK KRAMER DR MEMPHIS TN 381174341, MEMPHIS, TN 38117-4341

Mortgage

Document Number	0000037071
Date	Apr 17, 2017
Instrument	37071

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 449 Jack Kramer Dr was $1,697.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,697.00	$63,100 Land $9,450 Building $53,650	$252,400 Land $37,800 Building $214,600
2023		$61,575 Land $15,175 Building $46,400
2022	$3,750.00
2021			$246,300 Land $60,700 Building $185,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 449 Jack Kramer Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1983–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Jack Kramer Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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