449 Gerald St, Quincy, MI 49082 Property Records

Branch County property record for 449 Gerald St, Quincy, MI 49082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1997
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Sep 2017)
Tax Bill	$1,672 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-L16-000-066-00`

Property Details

APN / Parcel Number

Primary APN	`080-L16-000-066-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,378 sqft Living Area
1st Floor Area	1,378 sqft
Basement Area	1,378 sqft
Unfinished Basement	1,378 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular
Lot Area	16,553 sqft (0.38 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	449 GERALD ST
City	QUINCY
State	MI
Zip	49082-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 LAWRENCE A. WOOD SUB.NO 2 SEC 17 T6S R5W
Legal Range	05W
Legal Township	06S
Legal Section	17
Legal Subdivision	LAWRENCE A WOOD SUBDIVISION #2
Legal Lot Number	66
Jurisdiction	BRANCH MI
Township / Civil Division	QUINCY
Census Block Group	1
Census Block	1021
Census Tract	950800

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	449 GERALD ST, QUINCY, MI 49082-9452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Jan 14, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN MICHIGAN BANK & TRUST
Sep 6, 2017	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017 · Amount on Record
Deed Sale	Sep 6, 2017 · Amount on Record
Prior Sale	Sep 5, 2012 · Amount on Record
Deed Document Number	20176049
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	449 GERALD ST, QUINCY, MI 49082-9452
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 GERALD ST, QUINCY, MI 49082-9452

Mortgage

Document Number	0202202042
Date	Mar 30, 2022
Instrument	2022-02042

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	449 GERALD ST, QUINCY, MI 49082-9452
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900259
Date	Jan 14, 2019
Instrument	2019-00259

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2029

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Sep 6, 2017
Property Address	449 GERALD ST, QUINCY, MI 49082-9452
Document Number	201706049
Map Reference	LB7 PG47
Instrument Date	Aug 28, 2017
Instrument	2017-06049
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 GERALD ST, 449, QUINCY, MI 49082-9452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 S JEFFERSON ST, COLDWATER, MI 49036-1954

Mortgage

Document Number	201706050
Date	Sep 6, 2017
Instrument	2017-06050

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Quincy Township
Unified School District	Quincy Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,469 (+3.75%)	$186,938 (+3.75%)
2025	$1,672.00 (+3.08%)	$90,092	$180,184
2024	$1,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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