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449 Georgia Ave, Lorain, OH 44052 Property Records

Lorain County property record for 449 Georgia Ave, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,548 sqft · built 1946
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$82,000 (Apr 2014)
Tax Bill$1,890 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Apr 2014 Loan Modification
Flood ZoneZone X (minimal risk)
APN02-00-051-115-018

Property Details

APN / Parcel Number

Primary APN02-00-051-115-018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,548 sqft Living Area
1st Floor Area1,056 sqft
2nd Floor Area492 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions132 ft deep x 54 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area161 sqft
Deck Area54 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address449 GEORGIA AVE
CityLORAIN
StateOH
Zip44052-2180
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRHOME FRNT 0055.00 DPTH 0132.00
Legal SubdivisionFAIRHOME FRNT
Legal Tract1
Legal Block115
Legal Lot Number628-629
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1019
Census Tract22200

Owner

Source: Lorain County assessment roll, APN 02-00-051-115-018, as of August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address449 GEORGIA AVE, LORAIN, OH 44052-2180
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 09, 2014Loan Modification, Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 10, 2014 · Amount on Record
Deed SaleApr 10, 2014 · Amount on Record
Deed Document Number2014001206
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address449 GEORGIA AVE, LORAIN, OH 44052-2180
Transaction TypeMortgage
Record UpdatedMar 07, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 GEORGIA AVE, LORAIN, OH 44052-2180

Mortgage

Document Number0000005284
DateFeb 28, 2024
Instrument2024-0005284
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term323 Months
DueJan 01, 2051

April 2014: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Property Address449 GEORGIA AVE, LORAIN, OH 44052-2180
Document Number0000629039
Instrument DateApr 09, 2014
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 GEORGIA AVE LORAIN OH 440522180, LORAIN, OH 44052-2180

Mortgage

Document Number0000629039
DateMay 11, 2017
Instrument629039
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
AmountAmount Recorded
Term360 Months
DueMay 10, 2047
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Lorain County assessment roll as of August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,890.00$49,430 (+0.01%) Land $5,190 Building $44,240$141,210 (-) Land $14,820 Building $126,390
2024$1,890.00 (+8.37%)$49,424 (+45.88%) Land $5,187 Building $44,237$141,210 (+45.88%) Land $14,820 Building $126,390
2023$1,744.00 (+0.87%)$33,880 (-) Land $6,167 Building $27,713$96,800 (-) Land $17,620 Building $79,180
2022$1,729.00$33,880 Land $6,170 Building $27,710
2021$96,800 Land $17,620 Building $79,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 602 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH4700711, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLORAIN CITY PWS
serves 64,152 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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