449 Fields Ln, Simpsonville, KY 40067 Property Records

Shelby County property record for 449 Fields Ln, Simpsonville, KY 40067

Property Summary

Property Type	Single Family Home
Details	2,430 sqft
Lot Size	2.35 acres (102,366 sqft)
Owner	Company Name on Record
Last Sale	$427,000 (Aug 2019)
Tax Bill	$4,293 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`021-00-029`

Property Details

APN / Parcel Number

Primary APN	`021-00-029`
Alternative APN	`0050372`

Interior

Stories	1 Story
Building Area	2,430 sqft Living Area
1st Floor Area	2,430 sqft
Basement Area	2,430 sqft
Unfinished Basement	2,430 sqft

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	102,366 sqft (2.35 acres)
Garage Area	588 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0050372
Street Address	449 FIELDS LN
City	SIMPSONVILLE
State	KY
Zip	40067-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDERLIN FARM TR A 2.35 ACRES
Legal Subdivision	SANDERLIN FARM
Legal Tract	A
Legal Lot Number	A
Jurisdiction	SHELBY KY
Township / Civil Division	SIMPSONVILLE
Census Block Group	3
Census Block	3001
Census Tract	40503

Owner

Source: Shelby County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · VA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Apr 24, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 14, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GATEWAY BUSINESS BANK
Mar 11, 2009	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS UNION BANK
Jan 20, 2026	Warranty Deed, Transfer
Aug 6, 2019	Deed, Transfer · VA Mortgage USAA FSB
Jun 26, 2017	Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2019 · Amount on Record
Deed Sale	Aug 6, 2019 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	2019452141
Deed Book / Page	653 / 255
Last Transfer Date	Jan 15, 2026
Transfer Doc	00D748/388
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1169/477
Date	Jul 30, 2020
Book Page	M1169/477
Instrument	462374

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443

Mortgage

Document Number	0M1375/155
Date	Apr 24, 2025
Book Page	M1375/155
Instrument	551666

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 18, 2050

Interest

Change Frequency	Monthly

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M625/597
Date	Jan 14, 2005
Book Page	M625/597
Instrument	00300743

Lender

Name	GATEWAY BUSINESS BANK
Type	Bank
Address	SANTA ANA, CA 92705

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2020

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M790/204
Date	Mar 11, 2009
Book Page	M790/204
Instrument	00349259

Lender

Name	CITIZENS UNION BANK
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2024

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Jan 20, 2026
Property Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443
Document Number	00D748/388
Book / Page	D748 / 388
Map Reference	CAB 4 SL 23
Instrument Date	Jan 15, 2026
Instrument	577495
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Aug 6, 2019
Property Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443
Document Number	0D0653/255
Book / Page	D0653 / 255
Map Reference	CAB 4 SL 23
Instrument Date	Aug 5, 2019
Instrument	452141
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$427.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 CHARLESTON WAY, SHELBYVILLE, KY 40065-8316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443

Mortgage

Document Number	0000452142
Date	Aug 6, 2019
Instrument	452142

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Jun 26, 2017
Property Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443
Document Number	00D625/597
Book / Page	D625 / 597
Map Reference	CAB 4 SL 23
Instrument Date	Jun 22, 2017
Instrument	432058
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 HIDDEN CREEK TRL, SIMPSONVILLE, KY 40067-6587

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	449 FIELDS LN, SIMPSONVILLE, KY 40067-5443

Mortgage

Document Number	0000432059
Date	Jun 26, 2017
Instrument	432059

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,293.00 (-3.03%)	$427,000 (-)	$427,000 (-)
2023	$4,427.00 Homeowner's exemption	$427,000	$427,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SHELBY WATER DISTRICT serves 6,994 people · EPA ID KY1060457
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: All Points Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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