449 Eve Estates Dr, Union, MO 63084 Property Records

Franklin County property record for 449 Eve Estates Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,434 sqft · built 2015
Lot Size	0.173 acres (7,556 sqft)
Owner	2 Individual Names on File
Last Sale	$328,383 (Apr 2023)
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17-5-22.0-4-042-080.120`

Property Details

APN / Parcel Number

Primary APN	`17-5-22.0-4-042-080.120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,434 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Split Foyer
Construction Type	Frame
Lot Area	7,556 sqft (0.173 acres)

Location & Zoning

Street Address	449 EVE ESTATES DR
City	UNION
State	MO
Zip	63084-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:8 EVE ESTATES PLAT 2 AMENDED
Legal Range	1W
Legal Township	43N
Legal Section	22
Legal Subdivision	EVE ESTATES
Legal Lot Number	8
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	3
Census Block	3000
Census Tract	800603

Owner

449 Eve Estates Dr is owned and occupied by two individuals who acquired it in July 2024.

Source: Franklin County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	449 EVE ESTATES DR, UNION, MO 63084-1207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE COMMUNITY BANK
Jun 20, 2023	Deed of Trust, Mortgage · FHA Mortgage HERITAGE COMMUNITY BANK
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage HERITAGE COMMUNITY BANK
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Dec 31, 2019	Quit Claim Deed, Transfer · FHA Mortgage FLAGSTAR BK
Apr 22, 2019	Quit Claim Deed, Transfer OTHER
Apr 22, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Prior Sale	Dec 31, 2019 · Amount on File
Deed Document Number	20234758
Last Transfer Date	Jul 9, 2024
Transfer Doc	0002407751
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	449 EVE ESTATES DR, UNION, MO 63084-1207
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002600608
Date	Jan 16, 2026
Instrument	2600608

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	449 EVE ESTATES DR, UNION, MO 63084-1207
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002306949
Date	Jun 20, 2023
Instrument	2306949

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 26, 2023
Property Address	449 EVE ESTATES DR, UNION, MO 63084-1207
Document Number	0002304758
Map Reference	DOC 1403924
Instrument Date	Apr 18, 2023
Instrument	2304758
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 AUGUSTA PL, UNION, MO 63084-4489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 EVE ESTATES DR, UNION, MO 63084-1207

Mortgage

Document Number	0002304759
Date	Apr 26, 2023
Instrument	2304759

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	449 EVE ESTATES DR, UNION, MO 63084-1207
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002218025
Date	Dec 1, 2022
Instrument	2218025

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2037

Interest

Rate Type	Fixed Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 31, 2019
Property Address	449 EVE ESTATES DR, UNION, MO 63084-1207
Document Number	0000018010
Instrument Date	Dec 10, 2019
Instrument	18010
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	449 EVE ESTATES DR UNION MO 630841207, UNION, MO 63084-1207

Mortgage

Document Number	18011
Date	Dec 31, 2019
Instrument	18011

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 22, 2019
Property Address	449 EVE ESTATES DR, UNION, MO 63084-1207
Document Number	0000004607
Instrument Date	Apr 19, 2019
Instrument	4607
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 EVE ESTATES DR UNION MO 630841207, UNION, MO 63084-1207

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 22, 2019
Property Address	449 EVE ESTATES DR, UNION, MO 63084-1207
Document Number	0000004608
Instrument Date	Apr 19, 2019
Instrument	4608
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	449 EVE ESTATES DR UNION MO 630841207, UNION, MO 63084-1207

Mortgage

Document Number	4609
Date	Apr 22, 2019
Instrument	4609

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 449 Eve Estates Dr was $2,336.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00	$39,195	$206,290 Land $25,000 Building $181,290
2023	$1,931.00 (-6.85%)	$32,116	$169,030 Land $25,000 Building $144,030
2022	$2,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 449 Eve Estates Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Eve Estates Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile, Verizon.

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