449 Easterbrook St, Bay Saint Louis, MS 39520 Property Records

Hancock County property record for 449 Easterbrook St, Bay Saint Louis, MS 39520

Property Summary

Property TypeDuplex
Details4 bd · 1 ba · 2,351 sqft · built 2021
Lot Size0.326 acres (14,236 sqft)
OwnerCompany Name on Record
Tax Bill$5,984 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN149E-0-29-393.000

Property Details

APN / Parcel Number

Primary APN149E-0-29-393.000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Building Area2,351 sqft Adjusted Area
1st Floor Area2,284 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleDuplex Single
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialMetal
Lot Area14,236 sqft (0.326 acres)

Exterior Amenities

Pool Area207 sqft
Deck Area346 sqft
Patio Area426 sqft
Gazebo210 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address449 EASTERBROOK ST
CityBAY SAINT LOUIS
StateMS
Zip39520-3420
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description117 B & C & 118-A BAY ST LOUIS
Legal Range13W
Legal Township08S
Legal Section29
Legal SubdivisionBAY ST LOUIS
JurisdictionHANCOCK MS
Township / Civil Division4
Census Block Group3
Census Block3006
Census Tract30102

Owner

Source: Hancock County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address408 PORTSMOUTH DR, SLIDELL, LA 70460-8406
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 9, 2021
Transfer Doc0000019395
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK MS
Recording DateJun 1, 2026
Property Address449 EASTERBROOK ST, BAY SAINT LOUIS, MS 39520-3420
Document Number2026013626
Book / Page2026 / 13626
Instrument DateMay 29, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address408 PORTSMOUTH DR, SLIDELL, LA 70460-8406

Mortgage

Document Number2026013626,
DateJun 1, 2026
Book Page2026/13626
Lender
NameBANKPLUS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 5, 2031
Interest
Rate6.3%
Max Rate-1%

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateMississippi
MunicipalityBay St. Louis City
CountyHancock County
Unified School DistrictBay St. Louis-Waveland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,984.00 (+7.72%)$52,032 (+7.72%) Land $7,169 Building $44,863$346,877 (+7.72%) Land $47,792 Building $299,085
2023$5,555.00$48,303 Land $7,169 Building $41,134$322,021 Land $47,792 Building $274,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 163 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies190 units insured
incl. 27 condo units
Nearby Flood Claims4 (2021–2025)
Claims Outside the SFHA4 of 4
Most Recent ClaimNov 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY ST LOUIS
serves 9,284 people · EPA ID MS0230001
Water SourceGroundwater
Last State InspectionJun 2025
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: CoastConnect.

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