449 E Assembly St, Waynesville, NC 28786 Property Records

Haywood County property record for 449 E Assembly St, Waynesville, NC 28786

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 640 sqft · built 1981
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2017)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8615-66-6863`

Property Details

APN / Parcel Number

Primary APN	`8615-66-6863`
Alternative APN	`136378`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	640 sqft Heated Area
Gross Area	2,556 sqft
1st Floor Area	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Vinyl
Lot Area	26,136 sqft (0.6 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	136378
Street Address	449 E ASSEMBLY ST
City	WAYNESVILLE
State	NC
Zip	28786-4080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EWND
Legal Description	449 ASSEMBLY ST
Jurisdiction	HAYWOOD NC
Township / Civil Division	WAYNESVILLE
Census Block Group	4
Census Block	4014
Census Tract	921000

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	449 E ASSEMBLY ST, WAYNESVILLE, NC 28786-4080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 9, 2017	Warranty Deed, Transfer LENDER PRIVATE PARTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2017 · Amount on Record
Deed Sale	Oct 9, 2017 · Amount on Record
Prior Sale	Mar 6, 2009 · Amount on Record
Deed Document Number	20179300
Deed Book / Page	938 / 251
Prior Transfer Date	Jun 11, 2007
Prior Transfer Doc	0007210686
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	449 E ASSEMBLY ST, WAYNESVILLE, NC 28786-4080
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010381073
Date	Aug 6, 2021
Book Page	1038/1073
Instrument	2021009671

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 9, 2017
Property Address	449 E ASSEMBLY ST, WAYNESVILLE, NC 28786-4080
Document Number	0009380251
Book / Page	000938 / 000251
Instrument Date	Sep 29, 2017
Instrument	9300
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 E ASSEMBLY ST WAYNESVILLE NC 287864080, WAYNESVILLE, NC 28786-4080

Mortgage

Document Number	9380254
Date	Oct 9, 2017
Book Page	000938/000254
Instrument	9301

Lender

Name	LENDER PRIVATE PARTY
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Waynesville Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,000 (-) Land $35,900 Building $214,100
2025	$1,534.00	$250,000 (+7.02%) Land $35,900 Building $214,100	$250,000 (+7.02%) Land $35,900 Building $214,100
2023		$233,600 Land $35,900 Building $197,700	$233,600 (-) Land $35,900 Building $197,700
2021			$233,600 Land $35,900 Building $197,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNESVILLE serves 19,758 people · EPA ID NC0144010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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