449 Dunbar Rd, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 449 Dunbar Rd, Windsor, NY 13865

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,832 sqft · built 1870
Lot Size	35.3 acres (1,537,668 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Jul 1998)
Tax Bill	$9,365 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2019 Mortgage + 2 more
APN	`035089 148.04-1-37`

Property Details

APN / Parcel Number

Primary APN	`035089 148.04-1-37`
Alternative APNs	`508914800400010370000000` `50034600000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	1,384 sqft
2nd Floor Area	448 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	1,537,668 sqft (35.3 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	50034600000
Street Address	449 DUNBAR RD
City	WINDSOR
State	NY
Zip	13865-1328
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	00200000600000000000
Legal Block	1
Legal Lot Number	37.000
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1012
Census Tract	12502

Owner

449 Dunbar Rd, a rural home, is owned and occupied by two individuals who bought it in July 1998.

Source: Broome County and Windsor Town records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	449 DUNBAR RD, WINDSOR, NY 13865-1328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Oct 3, 2019	Loan Modification, Mortgage · Conventional Mortgage SEFCU
Mar 20, 2019	Warranty Deed, Transfer · Conventional with PMI NBKC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 1998 · Amount on File
Deed Sale	Jul 17, 1998 · Amount on File
Prior Sale	Aug 22, 1996
Deed Book / Page	1897 / 59
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	449 DUNBAR RD, WINDSOR, NY 13865-1328
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 DUNBAR RD, WINDSOR, NY 13865-1328

Mortgage

Document Number	00M4230/64
Date	Sep 22, 2025
Book Page	M4230/64
Instrument	202500024875

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 21, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	449 DUNBAR RD, WINDSOR, NY 13865-1328
Document Number	0039300772
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 DUNBAR RD WINDSOR NY 138651328, WINDSOR, NY 13865-1328

Mortgage

Document Number	0039300772
Date	Oct 15, 2019
Book Page	003930/000772
Instrument	29555

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 14, 2034

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROOME NY
Property Address	449 DUNBAR RD, WINDSOR, NY 13865-1328
Document Number	0039300784
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 DUNBAR RD WINDSOR NY 138651328, WINDSOR, NY 13865-1328

Mortgage

Document Number	0039300784
Date	Oct 15, 2019
Book Page	003930/000784
Instrument	29556

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 14, 2034

Interest

Rate	3.9%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Mar 20, 2019
Property Address	449 DUNBAR RD, WINDSOR, NY 13865-1328
Document Number	0025850383
Book / Page	002585 / 000383
Instrument Date	Mar 14, 2019
Instrument	7168
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2032 MIDDLEBURG LN MOUNT PLEASANT SC 294646208, MOUNT PLEASANT, SC 29464-6208

Mortgage

Document Number	39040561
Date	Mar 20, 2019
Book Page	003904/000561
Instrument	7170

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 449 Dunbar Rd was $9,365 with exemptions applied.

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,365.00 (-0.04%) Homeowner's exemption Veteran's exemption
2025	$9,369.00 (+2.65%) Homeowner's exemption Veteran's exemption	$187,340 Land $35,600 Building $151,740	$440,800 Land $83,765 Building $357,035
2024	$9,127.00
2023		$148,220 Land $35,600 Building $112,620	$285,038 Land $68,461 Building $216,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 449 Dunbar Rd; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Dunbar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams CATV Cable	2,000 / 40
TDS Telecom Fiber	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50

May also be available: T-Mobile.

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