Buncombe County property record for 449 Concord Rd, Fletcher, NC 28732 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,920 sqft · built 1995 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Oct 2025) |
| Tax Bill | $2,166 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9664-69-5719-00000 |
| Primary APN | 9664-69-5719-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,985 sqft |
| 1st Floor Area | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Cape Cod |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,689 sqft (0.98 acres) |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Patio Area | 745 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 449 CONCORD RD |
|---|---|
| City | FLETCHER |
| State | NC |
| Zip | 28732-9734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED DATE: 2021-12-29 DEED: 6167-1237 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0181-0197 |
| Legal Subdivision | L TOM FERGUSON & ELIZABETH A F |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 3202 |
Source: Buncombe County records · APN 9664-69-5719-00000
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 449 CONCORD RD, FLETCHER, NC 28732-9734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Dec 29, 2021 | Intrafamily Transfer, Transfer |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Dec 29, 2021 |
| Deed Document Number | 0065321237 |
| Deed Book / Page | 6532 / 1237 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 449 CONCORD RD, FLETCHER, NC 28732-9734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | UNKNOWN, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0061020521 |
|---|---|
| Date | Aug 03, 2021 |
| Book Page | 6102/521 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 10, 2025 |
| Property Address | 449 CONCORD RD, FLETCHER, NC 28732-9734 |
| Document Number | 0065321237 |
| Book / Page | 6532 / 1237 |
| Map Reference | MB 181 PG 197 |
| Instrument Date | Oct 06, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 445 CONCORD RD, FLETCHER, NC 28732-9734 |
| Name | Verified Name |
|---|---|
| Address | 449 CONCORD RD, FLETCHER, NC 28732-9734 |
| Document Number | 0065321242 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 6532/1242 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 29, 2021 |
| Property Address | 449 CONCORD RD, FLETCHER, NC 28732-9734 |
| Document Number | 0061671237 |
| Book / Page | 6167 / 1237 |
| Map Reference | MB 1152 PG 595 |
| Instrument Date | Dec 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 445 CONCORD RD, FLETCHER, NC 28732-9734 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 449 CONCORD RD, FLETCHER, NC 28732-9734 |
| Document Number | 0058950396 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 449 CONCORD RD FLETCHER NC 287329734, FLETCHER, NC 28732-9734 |
| Document Number | 0058950396 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 005895/000396 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2050 |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,166.00 (+8.14%) | $336,100 (-) | |
| 2023 | $2,003.00 | $336,100 | $336,100 (-) Land $49,200 Building $286,900 |
| 2021 | $336,100 Land $49,200 Building $286,900 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 917 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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