449 Clay St, Fillmore, CA 93015 Property Records

Ventura County property record for 449 Clay St, Fillmore, CA 93015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,843 sqft · built 1920
Lot Size	0.156 acres (6,796 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Aug 2026)
Tax Bill	$8,225 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`053-0-053-030`

Property Details

APN / Parcel Number

Primary APN	`053-0-053-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,843 sqft Living Area
1st Floor Area	1,843 sqft
Basement Area	81 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,796 sqft (0.156 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Patio Area	111 sqft

Location & Zoning

Street Address	449 CLAY ST
City	FILLMORE
State	CA
Zip	93015-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT: 68 REF: 008MR 034
Legal Subdivision	ARTHURS SUBDIVISION #3
Legal Block	53
Legal Lot Number	68
Jurisdiction	VENTURA CA
Township / Civil Division	FILLMORE
Census Block Group	4
Census Block	4010
Census Tract	302

Owner

Source: Ventura County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 CLAY ST, FILLMORE, CA 93015-1517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Grant Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Dec 11, 2023	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 11, 2023	Grant Deed, Transfer · Commercial Mortgage POSTED PROPERTIES COM LLC
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Dec 11, 2023 · Amount on Record
Deed Document Number	202660737
Prior Transfer Date	Feb 15, 2013
Prior Transfer Doc	0000036632
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 4, 2026
Property Address	449 CLAY ST, FILLMORE, CA 93015-1517
Document Number	0000060737
Instrument Date	Jul 7, 2026
Instrument	202660737
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,214.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 CLAY ST, FILLMORE, CA 93015-1517

Mortgage

Document Number	0000060738,
Date	Aug 4, 2026
Instrument	202660738

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 11, 2023
Property Address	449 CLAY ST, FILLMORE, CA 93015-1517
Document Number	0000080199
Map Reference	MB 8 PG 34
Instrument Date	Nov 8, 2023
Instrument	2023000080199
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	727 BEALL ST, THOUSAND OAKS, CA 91360-5417

Mortgage

Document Number	0000080200
Date	Dec 11, 2023
Instrument	2023000080200

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 11, 2023
Property Address	449 CLAY ST, FILLMORE, CA 93015-1517
Document Number	0000060433
Map Reference	MB 8 PG 34
Instrument Date	Aug 28, 2023
Instrument	2023000060433
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30014 SHARP RD, CASTAIC, CA 91384-3432

Mortgage

Document Number	0000060434
Date	Sep 11, 2023
Instrument	2023000060434

Lender

Name	POSTED PROPERTIES COM LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	449 CLAY ST, FILLMORE, CA 93015-1517
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 CLAY ST, FILLMORE, CA 93015-1517

Mortgage

Document Number	0000066930
Date	Mar 31, 2021
Instrument	20210331-00066930

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	449 CLAY ST, FILLMORE, CA 93015-1517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049316
Date	Apr 9, 2020
Instrument	20200409-00049316

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	449 CLAY ST, FILLMORE, CA 93015-1517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 CLAY ST, FILLMORE, CA 93015-1517

Mortgage

Document Number	0000203752
Date	Nov 30, 2020
Instrument	20201130-00203752

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Fillmore City
Unified School District	Fillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,835 (+2%) Land $466,099 Building $250,736
2025	$8,225.00 (+6.96%) Homeowner's exemption	$702,780 (+51.41%) Land $456,960 Building $245,820
2024	$7,690.00 (+48.03%)
2023	$5,195.00 (+8.23%) Homeowner's exemption	$464,146 Land $302,006 Building $162,140
2022	$4,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, Rocket Broadband.

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