449 Christopher Dr, Houma, LA 70364 Property Records

Terrebonne Parish property record for 449 Christopher Dr, Houma, LA 70364

Property Summary

Property Type	Single Family Home
Details	1,689 sqft · built 2013
Lot Size	0.108 acres (4,735 sqft)
Owner	Individual Name on Record
Tax Bill	$780 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`63089`

Property Details

APN / Parcel Number

Primary APN	`63089`

Interior

Building Area	1,689 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	4,735 sqft (0.108 acres)
Garage Type	Mixed
Garage Area	416 sqft

Location & Zoning

Street Address	449 CHRISTOPHER DR
City	HOUMA
State	LA
Zip	70364-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLOCK 2 PHASE A PALM GARDENS SUBDIVISION. CB 2348/84.
Legal Range	17E
Legal Township	16S
Legal Section	09
Legal Subdivision	PALM GARDENS SUBDIVISION
Legal Phase	A
Legal Block	2
Legal Lot Number	12
Jurisdiction	TERREBONNE LA
Township / Civil Division	3
Census Block Group	2
Census Block	2008
Census Tract	203

Owner

Source: Terrebonne Parish records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	449 CHRISTOPHER DR, HOUMA, LA 70364-1233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit LA CAPITOL FEDERAL CREDIT UNION
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage USA RURAL HOUSING

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	449 CHRISTOPHER DR, HOUMA, LA 70364-1233
Transaction Type	Mortgage
Record Updated	Oct 24, 2023
Title Company	FIRST SOUTHERN TITLE COMPANY INC, FIRST SOUTHERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003461/864
Date	Oct 3, 2023
Book Page	3461/864
Instrument	1679885

Lender

Name	LA CAPITOL FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	449 CHRISTOPHER DR, HOUMA, LA 70364-1233
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003263/256
Date	Jun 25, 2021
Book Page	3263/256
Instrument	1629710

Lender

Name	USA RURAL HOUSING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Jul 1, 2043

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$780.00 (-5.11%)	$18,130 (-) Land $4,050 Building $14,080	$181,300 (-) Land $40,500 Building $140,800
2024	$822.00 (-11.42%) Homeowner's exemption	$18,130 (+4.98%) Land $4,050 Building $14,080	$181,300 (+4.98%) Land $40,500 Building $140,800
2023	$928.00 (-1.38%) Homeowner's exemption	$17,270 (-) Land $3,860 Building $13,410	$172,700 (-) Land $38,600 Building $134,100
2022	$941.00 Homeowner's exemption	$17,270 Land $3,860 Building $13,410	$172,700 Land $38,600 Building $134,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 263 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	16 (2001–2022)
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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