449 Chestnut Rd, Seven Hills (Independence), OH 44131 Property Records

Cuyahoga County property record for 449 Chestnut Rd, Seven Hills, OH 44131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,191 sqft · built 1951
Lot Size	1.09 acres (47,567 sqft)
Owner	2 Owner Names on File
Tax Bill	$5,116 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`551-21-022`

Property Details

APN / Parcel Number

Primary APN	`551-21-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,191 sqft Living Area
1st Floor Area	2,191 sqft
Basement Area	2,191 sqft
Finished Basement	1,095 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,567 sqft (1.09 acres)
Lot Dimensions	505 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	449 CHESTNUT RD
City	SEVEN HILLS
State	OH
Zip	44131-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 1 VOL 336 PG 39 FF 100.00 D 505.90 1.092 AC 2005 S/R MB551 PG21 MB336 PG39
Legal Subdivision	INDEPENDENCE 02
Legal Tract	2
Legal Lot Number	PCL1
Jurisdiction	CUYAHOGA OH
Township / Civil Division	SEVEN HILLS
Census Block Group	1
Census Block	1003
Census Tract	182104

Owner

The current owner of 449 Chestnut Rd acquired it in January 2014.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	2 Owner Names on File
Mailing Address	449 CHESTNUT RD, SEVEN HILLS, OH 44131-3520
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Feb 24, 2005 · Amount on File
Last Transfer Date	Jan 6, 2014
Transfer Doc	0001060382
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	449 CHESTNUT RD, SEVEN HILLS, OH 44131-3520
Document Number	0008210442
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	449 CHESTNUT RD SEVEN HILLS OH 441313520, SEVEN HILLS, OH 44131-3520

Mortgage

Document Number	0008210442
Date	Aug 21, 2018
Instrument	8210442

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 20, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 449 Chestnut Rd was $5,116 with exemptions applied, down 4.8% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Seven Hills City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,116.00 (-4.77%) Homeowner's exemption Senior Citizen's exemption	$101,510 (-) Land $19,150 Building $82,360
2024	$5,372.00 (+1.45%) Homeowner's exemption Senior Citizen's exemption	$101,510 (+20.09%) Land $19,150 Building $82,360	$290,000 Land $54,700 Building $235,300
2023	$5,295.00 Homeowner's exemption Senior Citizen's exemption	$84,530 (-) Land $16,730 Building $67,800
2022	$5,295.00 Homeowner's exemption Senior Citizen's exemption	$84,530 Land $16,730 Building $67,800
2021			$241,500 Land $47,800 Building $193,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 449 Chestnut Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Chestnut Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Spectrum, Verizon.

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