449 Centerville Tpke S, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 449 Centerville Tpke S, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,549 sqft · built 1983
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$607,500 (Sep 2020)
Tax Bill$8,454 (2025)
Deeds & MortgagesJan 2020 Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
APN0492004000030

Property Details

APN / Parcel Number

Primary APN0492004000030

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,549 sqft Living Area
1st Floor Area1,581 sqft
Upper Floors Area1,581 sqft
AtticAttic
Attic Area672 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Lot Dimensions550 ft deep x 239 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchSlab
Porch Area144 sqft
Deck AreaDeck Area
Patio Area1,718 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address449 CENTERVILLE TPKE S
CityCHESAPEAKE
StateVA
Zip23322-3907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE1: RESID
Legal DescriptionLOT 3 WATERWAY EST LTD 3.000 AC
Legal SubdivisionALBEMARLE FARMS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1007
Census Tract21103

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address449 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2020Deed of Trust, Mortgage · Commercial Mortgage
LENDINGHOME FUNDING CORPORATION
Sep 2, 2020Warranty Deed, Transfer · Conventional Mortgage
C&F MORTGAGE CORPORATION
Mar 19, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMERCIAL LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2020 · Amount on File
Deed SaleSep 2, 2020 · Amount on File
Prior SaleMar 19, 2019 · Amount on File
Deed Document Number202031002
Deed Book / Page10211 / 1455
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address449 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3907
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10104/1620
DateJan 24, 2020
Book Page10104/1620
Instrument200002366
Lender
NameLENDINGHOME FUNDING CORPORATION
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 2, 2020
Property Address449 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3907
Document Number10211/1455
Book / Page10211 / 1455
Instrument DateAug 28, 2020
Instrument200031002
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3907

Mortgage

Document Number0200031003
DateSep 2, 2020
Instrument200031003
Lender
NameC&F MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 19, 2019
Property Address449 CENTERVILLE TPKE S, CHESAPEAKE, VA 23322-3907
Document Number09995/1353
Book / Page9995 / 1353
Instrument DateFeb 6, 2019
Instrument190006164
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1062 LASKIN RD STE 13A, 13A, VIRGINIA BEACH, VA 23451-6386
InvestorPossibly a Property Investor

Mortgage

Document Number0190006165
DateMar 19, 2019
Instrument190006165
Lender
NameCOMMERCIAL LENDING LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$890,600 (+6.4%) Land $265,000 Building $625,600$890,600 (+6.4%) Land $265,000 Building $625,600
2025$8,454.00 (+57.75%)$837,000 (+10.51%) Land $235,000 Building $602,000$837,000 (+10.51%) Land $235,000 Building $602,000
2023$757,400 (+7.66%) Land $200,000 Building $557,400$757,400 (+7.66%) Land $200,000 Building $557,400
2022$703,500 Land $180,000 Building $523,500$703,500 Land $180,000 Building $523,500
2019$5,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1994–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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