449 Brook Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 449 Brook Ave, Passaic, NJ 07055

Property Summary

Property TypeSingle Family Home
Details2,439 sqft · built 1929
Lot Size0.129 acres (5,602 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Oct 2011)
Tax Bill$17,002 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-03311-0000-00001

Property Details

APN / Parcel Number

Primary APN07-03311-0000-00001
Alternative APN
  • 070331100001

Interior

Stories2 Stories
Building Area2,439 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialWood
Construction TypeFrame
Lot Area5,602 sqft (0.129 acres)
Lot Dimensions100 ft deep x 56 ft wide

Location & Zoning

Street Address449 BROOK AVE
CityPASSAIC
StateNJ
Zip07055-2444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block3311
Legal Lot Number1
JurisdictionPASSAIC NJ
Township / Civil DivisionPASSAIC
Census Block Group1
Census Block1008
Census Tract175601

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address449 BROOK AVE, PASSAIC, NJ 07055-2444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Dec 4, 2018Deed of Trust, Mortgage
NORTHFIELD BANK
May 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jan 25, 2017Deed of Trust, Mortgage · Line of Credit
TD BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2011 · Amount on Record
Deed SaleOct 14, 2011 · Amount on Record
Deed Document Number201145303
Deed Book / Page2102 / 137
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address449 BROOK AVE, PASSAIC, NJ 07055-2444
Transaction TypeMortgage
Record UpdatedFeb 21, 2023
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 BROOK AVE, PASSAIC, NJ 07055-2444
InvestorPossibly a Property Investor

Mortgage

Document Number0000003554
DateFeb 1, 2023
Book PageM18357/15
Instrument2023003554
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJan 22, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address449 BROOK AVE, PASSAIC, NJ 07055-2444
Transaction TypeMortgage
Record UpdatedApr 12, 2021
Title CompanyBROWNSTONE ABSTRACT AND TTL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016622
DateMar 9, 2021
Book PageM16914/54
Instrument2021016622
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address449 BROOK AVE, PASSAIC, NJ 07055-2444
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054567
DateDec 4, 2018
Book PageM15309/0066
Instrument2018054567
Lender
NameNORTHFIELD BANK
TypeBank
AddressWOODBRIDGE, NJ 07095
Agreement
AmountAmount Recorded
Term120 Months
DueNov 30, 2028

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address449 BROOK AVE, PASSAIC, NJ 07055-2444
Document Number0000021183
Instrument DateMay 5, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address449 BROOK AVE PASSAIC NJ 07055, PASSAIC, NJ 07055

Mortgage

Document Number0000021183
DateMay 13, 2020
Book Page016151/000056
Instrument21183
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 12, 2040

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address449 BROOK AVE, PASSAIC, NJ 07055-2444
Document Number0000007374
Book / Page014351 / 000195
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedFeb 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 BROOK AVE PASSAIC NJ 07055, PASSAIC, NJ 07055

Mortgage

Document Number0000007374
DateFeb 7, 2017
Book Page014351/000195
Instrument7374
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 6, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPassaic City
Unified School DistrictPassaic City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$399,300 (-) Land $167,000 Building $232,300$399,300 (-) Land $167,000 Building $232,300
2025$17,002.00 (+3.27%)$399,300 (+14.12%) Land $167,000 Building $232,300$399,300 (+14.12%) Land $167,000 Building $232,300
2024$16,463.00 (+21.14%)
2023$349,900 Land $167,000 Building $182,900$349,900 Land $167,000 Building $182,900
2022$13,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2004–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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