Hancock County property record for 449 Bright Rd, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,096 sqft · built 1977 |
| Lot Size | 0.397 acres (17,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,000 (Sep 2020) |
| Tax Bill | $2,931 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-163-02-003.000 |
| Primary APN | 1011-163-02-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 17,302 sqft (0.397 acres) |
| Lot Dimensions | 168 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 288 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 449 BRIGHT RD |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-7042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB ACRES 11TH LOT 475 |
| Legal Subdivision | COUNTRY CLUB ACRES |
| Legal Lot Number | 475 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 700 |
Source: Hancock County records · APN 1011-163-02-003.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 449 BRIGHT RD, FINDLAY, OH 45840-7042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2024 | Intrafamily Transfer, Transfer |
| Sep 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2020 · Amount on Record |
| Deed Sale | Sep 03, 2020 · Amount on Record |
| Prior Sale | Nov 01, 2013 · Amount on Record |
| Deed Document Number | 20208784 |
| Deed Book / Page | 2572 / 3887 |
| Last Transfer Date | Mar 24, 2024 |
| Transfer Doc | 02609/3653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Mar 27, 2024 |
| Property Address | 449 BRIGHT RD, FINDLAY, OH 45840-7042 |
| Document Number | 02609/3653 |
| Book / Page | 2609 / 3653 |
| Instrument Date | Mar 24, 2024 |
| Instrument | 202400001962 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 449 BRIGHT RD, FINDLAY, OH 45840-7042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Sep 03, 2020 |
| Property Address | 449 BRIGHT RD, FINDLAY, OH 45840-7042 |
| Document Number | 02572/3887 |
| Book / Page | 2572 / 3887 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 202000008784 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | MID S TITLE AGENCY, MID AM TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 449 BRIGHT RD, FINDLAY, OH 45840-7042 |
| Document Number | 202000008785 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | 202000008785 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,931.00 (+1%) Homeowner's exemption | $95,610 (+17.03%) Land $15,690 Building $79,920 | $273,180 (+17.03%) Land $44,830 Building $228,350 |
| 2024 | $2,902.00 (-0.17%) | $81,700 (-) Land $13,410 Building $68,290 | |
| 2023 | $2,907.00 Homeowner's exemption | $81,700 Land $13,410 Building $68,290 | |
| 2022 | $233,420 Land $38,320 Building $195,100 |
Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1978–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Benton Ridge Telephone Company, Defiance Holdings.
Based on FCC filings for 267 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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