449 Andy Dr, Drummonds, TN 38023 Property Records

Tipton County property record for 449 Andy Dr, Drummonds, TN 38023

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,578 sqft · built 1999
Lot Size0.519 acres (22,651 sqft)
Owner2 Individual Names on Record
Last Sale$118,500 (Aug 1999)
Tax Bill$991 (2025)
Deeds & MortgagesJan 2024 Mortgage
Oct 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN084145C F 02100

Property Details

APN / Parcel Number

Primary APN084145C F 02100
Alternative APN
  • 145C F 02100

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,578 sqft Living Area
1st Floor Area1,578 sqft
Attic Area468 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.519 acres)
TerrainRolling
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area90 sqft
Deck Area192 sqft
Patio Area192 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address449 ANDY DR
CityDRUMMONDS
StateTN
Zip38023-8941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: S41
Legal SubdivisionROLLING MEADOWS SEC E
Legal Lot Number148
JurisdictionTIPTON TN
Township / Civil Division8
Census Block Group3
Census Block3014
Census Tract40303

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address449 ANDY DR, DRUMMONDS, TN 38023-8941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage · FHA Mortgage
ADVANTAGEFIRST LENDING INC
Oct 20, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
May 16, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Aug 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 1999 · Amount on Record
Deed SaleAug 9, 1999 · Amount on Record
Prior SaleJul 20, 1998 · Amount on Record
Deed Document Number0000087593
Deed Book / Page875 / 93
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address449 ANDY DR, DRUMMONDS, TN 38023-8941
Transaction TypeMortgage
Record UpdatedFeb 8, 2024
Title CompanyTSI TITLE AND ESCROW, SILK TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 ANDY DR, DRUMMONDS, TN 38023-8941

Mortgage

Document Number0002026961
DateJan 29, 2024
Book Page2026/961
Instrument271983
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressRANCHO SANTA MARGARITA, CA 92688
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address449 ANDY DR, DRUMMONDS, TN 38023-8941
Transaction TypeMortgage
Record UpdatedOct 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002018174
DateOct 20, 2023
Book Page2018/174
Instrument270063
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2043

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address449 ANDY DR, DRUMMONDS, TN 38023-8941
Transaction TypeMortgage
Record UpdatedMay 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001999824
DateMay 16, 2023
Book Page1999/824
Instrument266226
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2043

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address449 ANDY DR, DRUMMONDS, TN 38023-8941
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001971796
DateAug 17, 2022
Book Page1971/796
Instrument259702
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address449 ANDY DR, DRUMMONDS, TN 38023-8941
Transaction TypeMortgage
Record UpdatedDec 16, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001935662
DateDec 1, 2021
Book Page1935/662
Instrument251883
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$991.00 (+6.44%)$65,125 (-) Land $9,000 Building $56,125
2023$65,125 Land $9,000 Building $56,125
2022$931.00
2020$260,500 Land $36,000 Building $224,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims52 (2001–2025)
Claims Outside the SFHA30 of 52
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 4 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Mar 2019 · 6 claims
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOPLAR GROVE UTILITY DISTRICT
serves 19,599 people · EPA ID TN0000201
Water SourceGroundwater
Last State InspectionFeb 2025
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Right Fiber
Cable
2,000 / 75
Aeneas Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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