449 Alfred Ladd Rd E, Franklin, TN 37064 Property Records

Williamson County property record for 449 Alfred Ladd Rd E, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,326 sqft · built 2017
Lot Size	0.181 acres (7,875 sqft)
Owner	2 Individual Names on File
Last Sale	$1,090,000 (Aug 2026)
Tax Bill	$3,866 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`106K-M-006.00-000`

Property Details

APN / Parcel Number

Primary APN	`106K-M-006.00-000`
Alternative APNs	`094106K M 00600` `1095647`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,326 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	2,055 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,875 sqft (0.181 acres)
Lot Dimensions	125 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	490 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	449 ALFRED LADD RD E
City	FRANKLIN
State	TN
Zip	37064-8332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS @ LADD PARK SEC13 PB 62 PG 120 LOT 0408
Legal Subdivision	HIGHLANDS @ LADD PARK
Legal Lot Number	0408
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4049
Census Tract	51002

Owner

449 Alfred Ladd Rd E is owned and occupied by two individuals who bought it in August 2026.

Source: Williamson County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	449 ALFRED LADD RD E, FRANKLIN, TN 37064-8332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Aug 29, 2022	Intrafamily Transfer, Transfer
Nov 3, 2020	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Apr 27, 2017	Special Warranty Deed, Subdivision Related Transfer · ARM UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Nov 3, 2020 · Amount on File
Deed Document Number	202627805
Deed Book / Page	10096 / 876
Prior Transfer Date	Jul 22, 2022
Prior Transfer Doc	0090890769
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 3, 2026
Property Address	449 ALFRED LADD RD E, FRANKLIN, TN 37064-8332
Document Number	0000027805
Book / Page	10096 / 876
Instrument Date	Jul 30, 2026
Instrument	202627805
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407,333.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 ALFRED LADD RD E, FRANKLIN, TN 37064-8332
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027806,
Date	Aug 3, 2026
Instrument	202627806

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Aug 29, 2022
Property Address	449 ALFRED LADD RD E, FRANKLIN, TN 37064-8332
Document Number	0090890769
Book / Page	9089 / 769
Map Reference	MB P62 PG 120
Instrument Date	Jul 22, 2022
Instrument	22037053
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	449 ALFRED LADD RD E, FRANKLIN, TN 37064-8332

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Nov 3, 2020
Property Address	449 ALFRED LADD RD E, FRANKLIN, TN 37064-8332
Document Number	0082710836
Book / Page	8271 / 836
Map Reference	MB P62 PG 120
Instrument Date	Nov 2, 2020
Instrument	20062446
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	FOUNDATION T&E FRANKLIN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,423.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 ALFRED LADD RD E, FRANKLIN, TN 37064-8332

Mortgage

Document Number	0020062447
Date	Nov 3, 2020
Instrument	20062447

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 27, 2017
Property Address	449 ALFRED LADD RD E, FRANKLIN, TN 37064-8332
Document Number	0070600968
Book / Page	7060 / 0968
Map Reference	MB P62 PG120
Instrument Date	Apr 13, 2017
Instrument	17016462
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2022
Title Company	SOUTHLAND TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 ALFRED LADD RD E, FRANKLIN, TN 37064-8332

Mortgage

Document Number	0017016463
Date	Apr 27, 2017
Instrument	17016463

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 449 Alfred Ladd Rd E was $3,866, up 15% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,866.00 (+15.03%)	$246,850 Land $68,750 Building $178,100	$987,400 Land $275,000 Building $712,400
2024	$3,361.00
2023	$3,361.00	$155,925 (-) Land $27,500 Building $128,425	$623,700 (-) Land $110,000 Building $513,700
2022	$3,361.00	$155,925 Land $27,500 Building $128,425	$623,700 Land $110,000 Building $513,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 449 Alfred Ladd Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Alfred Ladd Rd E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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