449 5th St, Granby, CO 80446 Property Records

Grand County property record for 449 5th St, Granby, CO 80446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$1,407 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R113057`

Property Details

APN / Parcel Number

Primary APN	`R113057`
Alternative APN	`132932335013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft
Gross Area	1,420 sqft
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R113057
Street Address	449 5TH ST
City	GRANBY
State	CO
Zip	80446-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: GRAND MEADOWS GRANBY LOT: 13 BLOCK: 4
Legal Range	75W
Legal Township	1S
Legal Section	19
Legal Subdivision	GRAND MEADOWS GRANBY
Legal Block	4
Legal Lot Number	13
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	1
Census Block	1009
Census Tract	207

Owner

Source: Grand County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 597, FRASER, CO 80442-0597
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 11, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 30, 2016
Transfer Doc	2016006723
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	449 5TH ST, GRANBY, CO 80446
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 5TH ST, GRANBY, CO 80446

Mortgage

Document Number	2022003411
Date	Apr 20, 2022
Instrument	2022003411

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	894 Months
Due	Oct 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.67%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.67%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	449 5TH ST, GRANBY, CO 80446
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001882
Date	Mar 15, 2017
Instrument	2017001882

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 2, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Property Address	449 5TH ST, GRANBY, CO 80446
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006679
Date	Aug 11, 2020
Instrument	2020006679

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 20, 2035

Tax Assessment & Valuation

Source: Grand County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Municipality	Granby Town
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,407.00 (+1.15%)	$28,810 (-2.21%) Land $3,880 Building $24,930	$460,910 (+4.82%) Land $62,000 Building $398,910
2023	$1,391.00 (+82.55%)	$29,460 (+57.71%) Land $3,570 Building $25,890	$439,710 (+63.61%) Land $53,330 Building $386,380
2022	$762.00	$18,680 Land $2,780 Building $15,900	$268,750 Land $40,000 Building $228,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 69% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANBY TOWN OF NORTH SERVICE AREA serves 2,025 people · EPA ID CO0125321
Water Source	Surface water
Last State Inspection	May 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ElektraFi Fixed Wireless	400 / 60

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St

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