449 30th Ave, Clear Lake, WI 54005 Property Records

Polk County property record for 449 30th Ave, Clear Lake, WI 54005

Property Summary

Property Type	Single Family Home
Lot Size	14.8 acres (646,430 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Nov 2024)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-00372-0000`

Property Details

APN / Parcel Number

Primary APN	`018-00372-0000`

Exterior

Lot Area	646,430 sqft (14.8 acres)

Location & Zoning

Street Address	449 30TH AVE
City	CLEAR LAKE
State	WI
Zip	54005-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CSM7971 V37 P70 (923913)
Legal Lot Number	1
Jurisdiction	POLK WI
Township / Civil Division	CLEAR LAKE
Census Block Group	3
Census Block	3011
Census Tract	961100

Owner

449 30th Ave is owned and occupied by an individual who bought it in November 2024.

Source: Polk County records, as of February 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	449 30TH AVE, CLEAR LAKE, WI 54005-3611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · VA Mortgage WATERSTONE MORTGAGE
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE ELMO BANK
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE ELMO BANK
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE ELMO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Jan 8, 2015
Deed Document Number	930247
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	449 30TH AVE, CLEAR LAKE, WI 54005-3611
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000941513
Date	Jan 2, 2026
Instrument	941513

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	3.63%
Max Rate At Change	5.63%
Index	1-Year CMT
Max Rate	9.63%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	449 30TH AVE, CLEAR LAKE, WI 54005-3611
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000912115
Date	Sep 8, 2022
Instrument	912115

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2037

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	449 30TH AVE, CLEAR LAKE, WI 54005-3611
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	854414
Date	Aug 18, 2017
Instrument	854414

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 4, 2032

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	449 30TH AVE, CLEAR LAKE, WI 54005-3611
Transaction Type	Mortgage
Record Updated	Jul 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	872751
Date	Jun 20, 2019
Instrument	872751

Lender

Name	LAKE ELMO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 449 30th Ave was $3,299.

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Clear Lake Town
Unified School District	Clear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,299.00	$172,600 Land $22,800 Building $149,800	$284,500 Land $37,582 Building $246,918
2023	$3,049.00 (+0.4%)	$179,300 (-0.06%) Land $29,500 Building $149,800	$265,200 (+21.6%)
2022	$3,037.00	$179,400 Land $29,600 Building $149,800	$218,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 449 30th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 30th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NextGen Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 30th Ave

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