Cabarrus County property record for 4489 Shimpock Rd, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,575 sqft · built 2019 |
| Lot Size | 4.82 acres (210,351 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $118,000 (Jul 2018) |
| Tax Bill | $3,930 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4683 83 6962 |
| Primary APN | 4683 83 6962 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,575 sqft Living Area |
| Gross Area | 4,859 sqft |
| 1st Floor Area | 2,575 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 210,351 sqft (4.82 acres) |
| Lot Width | 460 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,080 sqft |
| Porch | Slab |
| Porch Area | 1,204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 124414 |
|---|---|
| Street Address | 4489 SHIMPOCK RD |
| City | CONCORD |
| State | NC |
| Zip | 28027-8400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 3 KENNETH R & DEBORAH MESIMER |
| Legal Subdivision | LAKE HOWELL WATERSHED |
| Legal Lot Number | 3 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 41301 |
Source: Cabarrus County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4489 SHIMPOCK RD, CONCORD, NC 28027-8400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Jun 9, 2020 | Loan Modification, Mortgage FLAGSTAR BK |
| Sep 18, 2019 | Deed of Trust, Construction Loan · Construction Mortgage FLAGSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Deed Book / Page | 13086 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4489 SHIMPOCK RD, CONCORD, NC 28027-8400 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014540208 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 14540/208 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4489 SHIMPOCK RD, CONCORD, NC 28027-8400 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014541113 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 14541/113 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4489 SHIMPOCK RD, CONCORD, NC 28027-8400 |
| Document Number | 1435326 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4489 SHIMPOCK RD CONCORD NC 280278400, CONCORD, NC 28027-8400 |
| Document Number | 1435326 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 014353/000026 |
| Instrument | 23503 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 18, 2019 |
| Property Address | 4489 SHIMPOCK RD, CONCORD, NC 28027-8400 |
| Document Number | 137251 |
| Book / Page | 013725 / 000001 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 25069 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4489 SHIMPOCK RD CONCORD NC 28027, CONCORD, NC 28027 |
| Document Number | 137251 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 013725/000001 |
| Instrument | 25069 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,550 (+53.91%) Land $256,730 Building $491,820 | ||
| 2024 | $748,550 (+53.91%) Land $256,730 Building $491,820 | ||
| 2023 | $3,930.00 | $486,350 Land $160,940 Building $325,410 | $486,350 Land $160,940 Building $325,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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