4489 Shimpock Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 4489 Shimpock Rd, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,575 sqft · built 2019
Lot Size4.82 acres (210,351 sqft)
Owner2 Individual Names on Record
Last Sale$118,000 (Jul 2018)
Tax Bill$3,930 (2023)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN4683 83 6962

Property Details

APN / Parcel Number

Primary APN4683 83 6962
Alternative APNs
  • 03004 0019.700000
  • 124414

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,575 sqft Living Area
Gross Area4,859 sqft
1st Floor Area2,575 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area210,351 sqft (4.82 acres)
Lot Width460 ft Width
Garage TypeMixed
Garage Area1,080 sqft
PorchSlab
Porch Area1,204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number124414
Street Address4489 SHIMPOCK RD
CityCONCORD
StateNC
Zip28027-8400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAO
Legal DescriptionLT 3 KENNETH R & DEBORAH MESIMER
Legal SubdivisionLAKE HOWELL WATERSHED
Legal Lot Number3
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group2
Census Block2030
Census Tract41301

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4489 SHIMPOCK RD, CONCORD, NC 28027-8400
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Sep 30, 2020Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Jun 9, 2020Loan Modification, Mortgage
FLAGSTAR BK
Sep 18, 2019Deed of Trust, Construction Loan · Construction Mortgage
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2018 · Amount on Record
Deed SaleJul 13, 2018 · Amount on Record
Deed Book / Page13086 / 333
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4489 SHIMPOCK RD, CONCORD, NC 28027-8400
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014540208
DateSep 30, 2020
Book Page14540/208
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4489 SHIMPOCK RD, CONCORD, NC 28027-8400
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014541113
DateSep 30, 2020
Book Page14541/113
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 25, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCABARRUS NC
Property Address4489 SHIMPOCK RD, CONCORD, NC 28027-8400
Document Number1435326
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4489 SHIMPOCK RD CONCORD NC 280278400, CONCORD, NC 28027-8400

Mortgage

Document Number1435326
DateJul 24, 2020
Book Page014353/000026
Instrument23503
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098
Agreement
AmountAmount Recorded
Term360 Months
DueJul 23, 2050
Interest
Rate TypeFixed Rate
Rate5.87%

September 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateSep 18, 2019
Property Address4489 SHIMPOCK RD, CONCORD, NC 28027-8400
Document Number137251
Book / Page013725 / 000001
Instrument DateSep 13, 2019
Instrument25069
Transaction TypeConstruction Loan
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4489 SHIMPOCK RD CONCORD NC 28027, CONCORD, NC 28027

Mortgage

Document Number137251
DateSep 18, 2019
Book Page013725/000001
Instrument25069
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$748,550 (+53.91%) Land $256,730 Building $491,820
2024$748,550 (+53.91%) Land $256,730 Building $491,820
2023$3,930.00$486,350 Land $160,940 Building $325,410$486,350 Land $160,940 Building $325,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

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