4489 Reflections Dr, Sterling Heights, MI 48314 Property Records

Macomb County property record for 4489 Reflections Dr, Sterling Heights, MI 48314

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,480 sqft · built 1996
Owner2 Individual Names on Record
Last Sale$330,000 (Oct 2023)
Tax Bill$5,974 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Mar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN10-10-05-356-028

Property Details

APN / Parcel Number

Primary APN10-10-05-356-028
Alternative APN
  • 1005356028

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,480 sqft Living Area
1st Floor Area1,480 sqft
Basement Area1,480 sqft
Unfinished Basement1,480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4489 REFLECTIONS DR
CitySTERLING HEIGHTS
StateMI
Zip48314-1959
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-100
Legal DescriptionREFLECTIONS AT VINEYARDS CONDO, MCCP NO 485, UNIT 28
Legal SubdivisionREFLECTIONS AT VINEYARDS
Legal Unit28
JurisdictionMACOMB MI
Township / Civil DivisionSTERLING HEIGHTS
Census Block Group1
Census Block1010
Census Tract230603

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4489 REFLECTIONS DR, STERLING HEIGHTS, MI 48314-1959
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Warranty Deed, Transfer · Conventional Mortgage
CENTURY BANK & TRUST
Mar 23, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2023 · Amount on Record
Deed SaleOct 17, 2023 · Amount on Record
Prior SaleJul 7, 2004 · Amount on Record
Deed Document Number202387737
Deed Book / Page29339 / 418
Prior Transfer DateMar 22, 2018
Prior Transfer Doc0000030120
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateOct 17, 2023
Property Address4489 REFLECTIONS DR, STERLING HEIGHTS, MI 48314-1959
Document Number2300087737
Book / Page29339 / 418
Map ReferenceLB 6580 PG 186
Instrument DateOct 10, 2023
Instrument202300087737
Transaction TypeTransfer
Record UpdatedOct 27, 2023
Title CompanyCAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,475.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6292 HAYFIELD LN, ALMONT, MI 48003-9715

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address18 CANDELWOOD CT, CLINTON TOWNSHIP, MI 48036

Mortgage

Document Number2300086487
DateOct 11, 2023
Book Page29333/341
Instrument202300086487
Lender
NameCENTURY BANK & TRUST
TypeBank
AddressCOLDWATER, MI 49036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateMar 23, 2018
Property Address4489 REFLECTIONS DR, STERLING HEIGHTS, MI 48314-1959
Document Number0000030120
Book / Page025271 / 000617
Instrument DateMar 22, 2018
Instrument30120
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6292 HAYFIELD LN ALMONT MI 480039715, ALMONT, MI 48003-9715

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySterling Heights City
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,200 (+6.96%)$350,400 (+6.96%)
2025$5,974.00 (+52.71%) Homeowner's exemption$163,800 (+17.84%)$327,600 (+17.84%)
2023$139,000$278,000
2022$3,912.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STERLING HEIGHTS
serves 127,000 people · EPA ID MI0006385
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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