Oakland County property record for 4489 Birch Run Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,165 sqft · built 1987 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Oct 2019) |
| Tax Bill | $8,197 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-17-303-001 |
| Primary APN | 88-20-17-303-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,165 sqft Living Area |
| 1st Floor Area | 1,867 sqft |
| Basement Area | 1,867 sqft |
| Unfinished Basement | 1,867 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 215 ft deep x 125 ft wide |
| Garage Area | 519 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 82 sqft |
| Deck Area | 748 sqft |
| Patio Area | 748 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4489 BIRCH RUN DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 17 OAK RIVER EAST SUB NO 1 LOT 139 8-11-86 FR 300-001 & 002 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 17 |
| Legal Subdivision | OAK RIVER EAST SUB #1 |
| Legal Lot Number | 8,139 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 196800 |
4489 Birch Run Dr is owned and occupied by two individuals who bought it in October 2019.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4489 BIRCH RUN DR, TROY, MI 48098-4342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 21, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 1, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2019 · Amount on File |
| Deed Sale | Oct 16, 2019 · Amount on File |
| Prior Sale | Sep 23, 2005 · Amount on File |
| Deed Document Number | 2019171295 |
| Deed Book / Page | 53382 / 564 |
| Prior Transfer Date | Mar 16, 2012 |
| Prior Transfer Doc | 0000016328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4489 BIRCH RUN DR, TROY, MI 48098-4342 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4489 BIRCH RUN DR, TROY, MI 48098-4342 |
| Document Number | 0000092530 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 56029/829 |
| Instrument | 92530 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4489 BIRCH RUN DR, TROY, MI 48098-4342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000232623 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 51410/00302 |
| Instrument | 232623 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4489 BIRCH RUN DR, TROY, MI 48098-4342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4489 BIRCH RUN DR, TROY, MI 48098-4342 |
| Document Number | 0000198762 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 54906/302 |
| Instrument | 198762 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 16, 2019 |
| Property Address | 4489 BIRCH RUN DR, TROY, MI 48098-4342 |
| Document Number | 0000171295 |
| Book / Page | 53382 / 00564 |
| Map Reference | LB 189 PG 9-15 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 171295 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | LEADING EDGE TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,171.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4489 BIRCH RUN DR, 4489, TROY, MI 48098-4342 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4489 BIRCH RUN DR, TROY, MI 48098-4342 |
| Document Number | 5338200568 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 53382/00568 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 1, 2019 |
| Property Address | 4489 BIRCH RUN DR, TROY, MI 48098-4342 |
| Document Number | 0000016328 |
| Book / Page | 052551 / 000165 |
| Instrument Date | Mar 16, 2012 |
| Instrument | 16328 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4489 BIRCH RUN DR TROY MI 480984342, TROY, MI 48098-4342 |
The 2025 property tax bill for 4489 Birch Run Dr was $8,197 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,197.00 | ||
| 2023 | $491,580 | ||
| 2022 | $8,526.00 | $245,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4489 Birch Run Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4489 Birch Run Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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