Hernando County property record for 4489 Bimini Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,024 sqft · built 1983 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,600 (Nov 2025) |
| Tax Bill | $4,373 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-2010-0240-0260 |
| Primary APN | R12-223-16-2010-0240-0260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| Gross Area | 1,620 sqft |
| 1st Floor Area | 1,024 sqft |
| Utility Area | 99 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 189 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00156075 |
|---|---|
| Street Address | 4489 BIMINI DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RET UNIT 4 BLK 24 LOT 26 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 4 |
| Legal Block | 24 |
| Legal Lot Number | 26 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-2010-0240-0260
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8494 MADRID RD, WEEKI WACHEE, FL 34613-4626 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 09, 2025 | Deed of Trust, Mortgage KIAVI FUNDING INC |
| Nov 21, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage E LOANS MORTGAGE INC |
| Nov 04, 2024 | Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Nov 04, 2024 · Amount on Record |
| Deed Document Number | 202580596 |
| Deed Book / Page | 4637 / 389 |
| Prior Transfer Date | Dec 16, 2015 |
| Prior Transfer Doc | 0033161521 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4489 BIMINI DR, HERNANDO BEACH, FL 34607-2902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Name | Verified Name |
|---|---|
| Address | 8494 MADRID RD, WEEKI WACHEE, FL 34613-4626 |
| Document Number | 0046190784 |
|---|---|
| Date | Oct 09, 2025 |
| Book Page | 4619/784 |
| Instrument | 2025070013 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 21, 2025 |
| Property Address | 4489 BIMINI DR, HERNANDO BEACH, FL 34607-2902 |
| Document Number | 0046370389 |
| Book / Page | 4637 / 389 |
| Map Reference | MB 6 PG 95A-95C |
| Instrument Date | Nov 04, 2025 |
| Instrument | 2025080596 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | UNKNOWN, TRUSTED TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,684.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8494 MADRID RD, WEEKI WACHEE, FL 34613-4626 |
| Name | Verified Name |
|---|---|
| Address | 8494 MADRID RD, WEEKI WACHEE, FL 34613-4626 |
| Document Number | 0004637393 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 4637/393 |
| Name | E LOANS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 04, 2024 |
| Property Address | 4489 BIMINI DR, HERNANDO BEACH, FL 34607-2902 |
| Document Number | 0044880787 |
| Book / Page | 4488 / 787 |
| Map Reference | MB 6 PG 95A-95C |
| Instrument Date | Oct 30, 2024 |
| Instrument | 2024068373 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 11, 2025 |
| Title Company | SOUTHERN SECURITY TTL OF NAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11503 OYSTER BAY CIR, NEW PORT RICHEY, FL 34654-4468 |
| Name | Verified Name |
|---|---|
| Address | 8489 MADRID RD, WEEKI WACHEE, FL 34613 |
| Document Number | 0004488789 |
|---|---|
| Date | Nov 04, 2024 |
| Instrument | 4488/789 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,373.00 (+40.12%) | $273,941 (+11.76%) Land $143,275 Building $130,666 | $273,941 (+11.76%) Land $143,275 Building $130,666 |
| 2023 | $245,118 (+15.01%) Land $126,152 Building $118,966 | ||
| 2022 | $3,121.00 | $213,130 Land $101,530 Building $111,600 | $245,118 Land $123,200 Building $121,918 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 169 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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