4489 Aurora St, Naples, FL 34119 Property Records

Collier County property record for 4489 Aurora St, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,257 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$517,500 (Sep 2020)
Tax Bill	$7,258 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`643960 3813B09`

Property Details

APN / Parcel Number

Primary APN	`643960 3813B09`
Alternative APN	`74937502160`

Interior

Stories	2 Stories
Building Area	1,257 sqft Living Area
1st Floor Area	1,257 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	504 sqft
Deck Area	144 sqft

Location & Zoning

Street Address	4489 AURORA ST
City	NAPLES
State	FL
Zip	34119-9051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECREEK PLAT TWO LOT 381
Legal Range	26
Legal Township	48
Legal Section	9
Legal Subdivision	STONECREEK PLAT TWO
Legal Block	1
Legal Lot Number	381
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1019
Census Tract	11209

Owner

4489 Aurora St is owned and occupied by two individuals who bought it in September 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4489 AURORA ST, NAPLES, FL 34119-9051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Sep 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA
Feb 28, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 4, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	20205927469
Deed Book / Page	5819 / 3484
Prior Transfer Date	Feb 14, 2020
Prior Transfer Doc	0057323476
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jun 11, 2026
Property Address	4489 AURORA ST, NAPLES, FL 34119-9051
Document Number	0065973223
Book / Page	6597 / 3223
Instrument Date	Jun 4, 2026
Instrument	20266836777
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4489 AURORA ST, NAPLES, FL 34119-9051
Investor	Possibly a Property Investor

Mortgage

Document Number	0006836777,
Date	Jun 11, 2026
Book Page	6597/3223
Instrument	20266836777

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 23, 2020
Property Address	4489 AURORA ST, NAPLES, FL 34119-9051
Document Number	0058193484
Book / Page	5819 / 3484
Map Reference	MB 62 PG 5
Instrument Date	Sep 21, 2020
Instrument	5927469
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,622.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6885 SHADYBROOK TRL, 6885, COLUMBUS, GA 31904-3802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4489 AURORA ST, NAPLES, FL 34119-9051

Mortgage

Document Number	0058193486
Date	Sep 23, 2020
Instrument	5819/3486

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 28, 2020
Property Address	4489 AURORA ST, NAPLES, FL 34119-9051
Document Number	0057323476
Book / Page	005732 / 003476
Instrument Date	Feb 14, 2020
Instrument	5835448
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,364.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4489 AURORA ST NAPLES FL 341199051, NAPLES, FL 34119-9051

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 4, 2019
Property Address	4489 AURORA ST, NAPLES, FL 34119-9051
Document Number	0055952289
Book / Page	5595 / 2289
Map Reference	MB 62 PG 5
Instrument Date	Jan 31, 2019
Instrument	5667879
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	NOVA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,462.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 1600, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4489 AURORA ST, NAPLES, FL 34119-9051

Mortgage

Document Number	0005667880
Date	Feb 4, 2019
Instrument	5667880

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4489 Aurora St was $7,258 with a homeowner's exemption, down 3.8% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$796,192 (+2.7%)	$832,254 (+7.35%) Land $336,690 Building $495,564
2025	$7,258.00 (-3.77%) Homeowner's exemption	$775,260 Land $391,500 Building $383,760	$775,260 Land $391,500 Building $383,760
2024	$7,542.00 (+0.72%)
2023	$7,488.00 (+8.63%) Homeowner's exemption	$776,851 (+14.9%)	$809,000 (+19.66%) Land $239,625 Building $569,375
2022	$6,893.00 Homeowner's exemption	$676,092 Land $157,796 Building $518,296	$676,092 Land $157,796 Building $518,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4489 Aurora St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 545 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	545 in force
Nearby Flood Claims	3 (2017–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4489 Aurora St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Aurora St

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