4488 E State Rte 41, Troy, OH 45373 Property Records

Miami County property record for 4488 E State Rte 41, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1972
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Nov 2022)
Tax Bill	$2,688 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E09-036960`

Property Details

APN / Parcel Number

Primary APN	`E09-036960`
Alternative APNs	`021028.3-01-016-00` `E09EL024B01500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	250 ft deep x 125 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	E09EL024B01500
Street Address	4488 E STATE ROUTE 41
City	TROY
State	OH
Zip	45373-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-2-28 LOT 6 SHAGGY BARK GROVE #1
Legal Range	02
Legal Township	10
Legal Section	28
Legal Subdivision	SHAGGY BARK GROVE #1
Legal Lot Number	6
Jurisdiction	MIAMI OH
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4010
Census Tract	390100

Owner

Source: Miami County records · APN E09-036960

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4488 E STATE ROUTE 41, TROY, OH 45373-9697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 20, 2017	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	2845
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 18, 2022
Property Address	4488 E STATE ROUTE 41, TROY, OH 45373-9697
Document Number	0000016557
Map Reference	MB 10 PG 23
Instrument Date	Nov 15, 2022
Instrument	2022OR-16557
Transaction Type	Transfer
Record Updated	Dec 05, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4488 E STATE ROUTE 41, TROY, OH 45373-9697

Mortgage

Document Number	0000016558
Date	Nov 18, 2022
Instrument	2022OR-16558

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	4488 E STATE ROUTE 41, TROY, OH 45373-9697
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003202
Date	Feb 25, 2021
Instrument	2021OR-03202

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 20, 2017
Property Address	4488 E STATE ROUTE 41, TROY, OH 45373-9697
Document Number	0000003360
Instrument Date	Mar 11, 2017
Instrument	3360
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$335.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4488 E STATE ROUTE 41 TROY OH 453739697, TROY, OH 45373-9697

Mortgage

Document Number	3361
Date	Mar 20, 2017
Instrument	3361

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Elizabeth Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,688.00 (+14.38%) Homeowner's exemption	$91,640 (+23.6%) Land $13,130 Building $78,510	$261,800 (+23.61%) Land $37,500 Building $224,300
2024	$2,350.00 (+1.64%) Homeowner's exemption	$74,140 (-) Land $14,250 Building $59,890
2023	$2,312.00 (-6.81%)	$74,140 (-) Land $14,250 Building $59,890	$211,800 (-) Land $40,700 Building $171,100
2022	$2,481.00	$74,140 Land $14,250 Building $59,890	$211,800 Land $40,700 Building $171,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2026 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Elizabeth Township Rural Historic District listed 1997 · 1,074 contributing resources · NRIS 97000160

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 65 locations within half a mile of this property.

Nearby Properties on E State Rte 41

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