44873 River Rat Rd, Gayville, SD 57031 Property Records

Yankton County property record for 44873 River Rat Rd, Gayville, SD 57031

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,647 sqft · built 1982
Lot Size	1.49 acres (64,904 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Sep 2005)
Tax Bill	$2,383 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01.021.300.210`

Property Details

APN / Parcel Number

Primary APN	`01.021.300.210`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area
Flooring	Ceramic Tile

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,904 sqft (1.49 acres)
Porch	Porch
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	44873 RIVER RAT RD
City	GAYVILLE
State	SD
Zip	57031-6541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A OF PARCEL C WEVERSTADS ADDN S2
Legal Range	54
Legal Township	93
Legal Section	21
Legal Subdivision	WEVERSTADS ADDN
Legal Lot Number	A
Jurisdiction	YANKTON SD
Township / Civil Division	GAYVILLE
Census Block Group	5
Census Block	5109
Census Tract	966400

Owner

44873 River Rat Rd is owned and occupied by two individuals who acquired it in August 2019.

Source: Yankton County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44873 RIVER RAT RD, GAYVILLE, SD 57031-6541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Warranty Deed, Transfer · Closed-End Mortgage BANK OF DIXON COUNTY
Aug 30, 2019	Quit Claim Deed, Transfer Quitclaim
Mar 8, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2005 · Amount on File
Deed Sale	Sep 6, 2005 · Amount on File
Deed Book / Page	457 / 575
Last Transfer Date	Aug 30, 2019
Transfer Doc	000547/008
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Sep 28, 2022
Property Address	44873 RIVER RAT RD, GAYVILLE, SD 57031-6541
Document Number	000567/106
Book / Page	567 / 106
Map Reference	MB S13 PG 20
Instrument Date	Sep 22, 2022
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44873 RIVER RAT RD, GAYVILLE, SD 57031-6541

Mortgage

Document Number	0000567107
Date	Sep 28, 2022
Instrument	567/107

Lender

Name	BANK OF DIXON COUNTY
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YANKTON SD
Recording Date	Aug 30, 2019
Property Address	44873 RIVER RAT RD, GAYVILLE, SD 57031-6541
Document Number	000547/008
Book / Page	547 / 008
Map Reference	MB S13 PG 20
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4604 BROADWAY AVE, YANKTON, SD 57078-5942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44352 308TH ST, MISSION HILL, SD 57046-6035

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YANKTON SD
Recording Date	Mar 8, 2019
Property Address	44873 RIVER RAT RD, GAYVILLE, SD 57031-6541
Document Number	000544/226
Book / Page	544 / 226
Instrument Date	Mar 8, 2019
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4408 BROADWAY AVE, YANKTON, SD 57078-5940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44352 308TH ST, MISSION HILL, SD 57046-6035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Sep 13, 2018
Property Address	44873 RIVER RAT RD, GAYVILLE, SD 57031-6541
Document Number	000541/571
Book / Page	541 / 571
Map Reference	MB S13 PG 20
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E 20TH ST, SIOUX FALLS, SD 57105-0835

Tax Assessment & Valuation

The 2025 property tax bill for 44873 River Rat Rd was $2,383.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
County Subdivision	Gayville Township
Unified School District	Gayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,400 (+10.76%) Land $14,900 Building $209,500	$224,400 Land $14,900 Building $209,500
2025	$2,383.00	$202,600 Land $14,900 Building $187,700
2023		$181,600 Land $13,000 Building $168,600
2022	$2,143.00
2021			$163,300 Land $11,000 Building $152,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44873 River Rat Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (1997–2019)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44873 River Rat Rd is moderate, ranking above 66% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 74% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
South Dakota Wireless Internet Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
Bluepeak DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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