4487 School St, Milton, FL 32583 Property Records

Santa Rosa County property record for 4487 School St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 975 sqft · built 2020
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Tax Bill	$1,052 (2024)
Deeds & Mortgages	Sep 2023 Transfer Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-1N-28-0120-03900-0100`

Property Details

APN / Parcel Number

Primary APN	`15-1N-28-0120-03900-0100`
Alternative APN	`N281150120039000100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Living Area
Gross Area	1,080 sqft
1st Floor Area	975 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	65 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4487 SCHOOL ST
City	MILTON
State	FL
Zip	32583-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	DESC UPDATE FOR 2024 BAGDAD S 50 FT OF E2 OF N 342 FT BLK 39 15-1N-28W AS DES IN OR 4434 PG 684
Legal Range	28W
Legal Township	1N
Legal Section	15
Legal Subdivision	BAGDAD & ADD/RESUB
Legal Block	39
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1053
Census Tract	10709

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bagdad Village Historic District listed 1987 · 144 contributing resources · NRIS 87001991

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4487 School St is owned and occupied by an individual who acquired it in October 2011.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	6723 HARVELL ST, MILTON, FL 32570-7308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Intrafamily Transfer, Transfer
Dec 19, 2019	Deed of Trust, Mortgage SANTA ROSA COUNTY
Aug 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 17, 2020	Loan Modification, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2007
Deed Sale	Dec 20, 2007
Deed Document Number	200758021
Deed Book / Page	2794 / 410
Last Transfer Date	Oct 26, 2011
Transfer Doc	0039961088
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 15, 2023
Property Address	4487 SCHOOL ST, MILTON, FL 32583-4123
Document Number	0044340684
Book / Page	4434 / 684
Instrument Date	Sep 13, 2023
Instrument	202342171
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4487 SCHOOL ST, MILTON, FL 32583-4123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6433 JULIA DR, MILTON, FL 32570-3452

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4487 SCHOOL ST, MILTON, FL 32583-4123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039011142
Date	Dec 19, 2019
Book Page	3901/1142
Instrument	201957206

Lender

Name	SANTA ROSA COUNTY
Type	Government Agency
Address	MILTON, FL 32583

Agreement

Amount	Amount on Record

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 27, 2020
Property Address	4487 SCHOOL ST, MILTON, FL 32583-4123
Document Number	0039961088
Book / Page	003996 / 001088
Instrument Date	Aug 27, 2020
Instrument	44334
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6433 JULIA DR MILTON FL 325703452, MILTON, FL 32570-3452

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	4487 SCHOOL ST, MILTON, FL 32583-4123
Document Number	0039930527
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4487 SCHOOL ST BAGDAD FL 32530, BAGDAD, FL 32530

Mortgage

Document Number	0039930527
Date	Aug 20, 2020
Book Page	003993/000527
Instrument	42665

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	6051 OLD BAGDAD HWY # 201, MILTON, FL 32583-8036

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,496 (+2.9%)	$131,408 (+8.61%) Land $14,787 Building $116,621
2024	$1,052.00 (+34.7%) Homeowner's exemption	$120,987 (+25.64%) Land $14,787 Building $106,200	$120,987 (+4.31%) Land $14,787 Building $106,200
2023	$781.00 (+3.17%) Homeowner's exemption	$96,295 (+3%)	$115,988 (+4.89%) Land $10,351 Building $105,637
2022	$757.00 Homeowner's exemption	$93,490	$110,577 Land $10,351 Building $100,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4487 School St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	5 (2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4487 School St is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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