4487 Morningside Ln, Milton, FL 32583 Property Records

Santa Rosa County property record for 4487 Morningside Ln, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 2007
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Aug 2020)
Tax Bill	$1,551 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1N-28-5740-00000-0850`

Property Details

APN / Parcel Number

Primary APN	`17-1N-28-5740-00000-0850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,168 sqft Heated Area
Gross Area	1,621 sqft
1st Floor Area	1,428 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	1,500 ft deep x 700 ft wide
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	85 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	171N285740000000850
Street Address	4487 MORNINGSIDE LN
City	MILTON
State	FL
Zip	32583-1774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	WEST MILTON HEIGHTS 2ND ADD LOT 85 AS DES IN OR 3987 PG 817 LESS ALL MIN RGHTS
Legal Range	28W
Legal Township	01N
Legal Section	17
Legal Subdivision	WEST
Legal Lot Number	85
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1008
Census Tract	10711

Owner

4487 Morningside Ln is owned and occupied by an individual who acquired it in August 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	4487 MORNINGSIDE LN, MILTON, FL 32583-1774
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Aug 8, 2007 · Amount on File
Deed Document Number	0003987817
Deed Book / Page	3987 / 817
Last Transfer Date	Aug 7, 2020
Transfer Doc	0039870817
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 7, 2020
Property Address	4487 MORNINGSIDE LN, MILTON, FL 32583-1774
Document Number	0039870817
Book / Page	003987 / 000817
Instrument Date	Aug 4, 2020
Instrument	39944
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,022.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4487 MORNINGSIDE LN MILTON FL 325831774, MILTON, FL 32583-1774

Mortgage

Document Number	39870820
Date	Aug 7, 2020
Book Page	003987/000820
Instrument	39945

Lender

Name	RENASANT BK
Type	Bank
Address	TUPELO, MS 38802

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,551.00 (+1.24%) Homeowner's exemption	$161,330 (+3%)	$162,759 (+3.91%) Land $27,000 Building $135,759
2023	$1,532.00 (-15.59%)	$156,631 (+7.5%) Land $22,000 Building $134,631	$156,631 (+7.5%) Land $22,000 Building $134,631
2022	$1,815.00	$145,702	$145,702 Land $18,000 Building $127,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4487 Morningside Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4487 Morningside Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20