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4486 Summit St, Willoughby, OH 44094 Property Records

Lake County property record for 4486 Summit St, Willoughby, OH 44094 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,911 sqft · built 1940
Lot Size0.254 acres (11,099 sqft)
OwnerIndividual Name on File
Last Sale$179,900 (Jul 2011)
Tax Bill$6,836 (2023)
Deeds & MortgagesApr 2021 Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-A-026-A-00-007-0

Property Details

APN / Parcel Number

Primary APN27-A-026-A-00-007-0
Alternative APN
  • D 168

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,911 sqft Living Area
1st Floor Area1,053 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1990
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area11,099 sqft (0.254 acres)
Lot Dimensions185 ft deep x 60 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area128 sqft
Deck Area270 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberD 168
Street Address4486 SUMMIT ST
CityWILLOUGHBY
StateOH
Zip44094-7823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 TRACT 13
Legal SubdivisionSTORM SURVEY
Legal Tract13
Legal Lot Number36
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2016
Census Tract201400

Owner

Source: Lake County records · APN 27-A-026-A-00-007-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4486 SUMMIT ST, WILLOUGHBY, OH 44094-7823
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Mar 06, 2020Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 12, 2011 · Amount on Record
Deed SaleJul 12, 2011 · Amount on Record
Prior SaleNov 17, 2010
Deed Document Number1600
Record UpdatedJun 07, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address4486 SUMMIT ST, WILLOUGHBY, OH 44094-7823
Transaction TypeMortgage
Record UpdatedApr 26, 2024
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012651
DateApr 15, 2021
Instrument2021R012651
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address4486 SUMMIT ST, WILLOUGHBY, OH 44094-7823
Document Number0000006635
Instrument DateMar 06, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyTHIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4486 SUMMIT ST WILLOUGHBY OH 440947823, WILLOUGHBY, OH 44094-7823

Mortgage

Document Number0000006635
DateMar 13, 2020
Instrument6635
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 12, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$6,836.00 (+54.24%) Homeowner's exemption$72,210 (-) Land $15,240 Building $56,970
2022$4,432.00 Homeowner's exemption$72,210 Land $15,240 Building $56,970
2021$206,300 Land $43,530 Building $162,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852014002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Most Recent ClaimMay 2017, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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