4486 Sandmound Blvd, Oakley, CA 94561 Property Records

Contra Costa County property record for 4486 Sandmound Blvd, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,732 sqft · built 1988
Lot Size	0.279 acres (12,160 sqft)
Owner	Trust Name on File
Last Sale	$630,000 (Jun 2019)
Tax Bill	$9,189 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`032-240-045-8`

Property Details

APN / Parcel Number

Primary APN	`032-240-045-8`
Alternative APN	`032-240-045`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Lot Area	12,160 sqft (0.279 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,732 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4486 SANDMOUND BLVD
City	OAKLEY
State	CA
Zip	94561-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F1
Legal Description	SANDMOUND TR LOT 16 & POR 17 EX MR
Legal Subdivision	SANDMOUND
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3034
Census Tract	301000

Owner

4486 Sandmound Blvd is held in a trust since June 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	4486 SANDMOUND BLVD, OAKLEY, CA 94561-5025
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jun 21, 2019	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	Jun 19, 2015 · Amount on File
Deed Document Number	201994458
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4486 SANDMOUND BLVD, OAKLEY, CA 94561-5025
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113588
Date	Jun 12, 2020
Instrument	2020-113588

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 21, 2019
Property Address	4486 SANDMOUND BLVD, OAKLEY, CA 94561-5025
Document Number	0000094458
Map Reference	MB 40 PG 8&9
Instrument Date	Jun 12, 2019
Instrument	2019-094458
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4486 SANDMOUND BLVD, OAKLEY, CA 94561-5025

Mortgage

Document Number	0000094459
Date	Jun 21, 2019
Instrument	2019-094459

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4486 Sandmound Blvd was $9,189.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,827 (+2%) Land $261,698 Building $455,129
2025	$9,189.00	$702,772 Land $256,567 Building $446,205
2023	$8,883.00 (+1.09%)	$675,484 Land $246,605 Building $428,879
2022	$8,787.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4486 Sandmound Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	16 (1978–2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4486 Sandmound Blvd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLEY MUTUAL WATER COMPANY private · serves 170 people · EPA ID CA0706004
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Jan 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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