4486 E 1240th St, Cambridge, IL 61238 Property Records

Henry County property record for 4486 E 1240th St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,342 sqft · built 1920
Lot Size	4.45 acres (193,842 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Sep 2006)
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Nov 2019 Loan Modification Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-07-400-001`

Property Details

APN / Parcel Number

Primary APN	`23-07-400-001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,342 sqft Total Area
1st Floor Area	1,342 sqft
Basement Area	520 sqft
Unfinished Basement	1,342 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Victorian
Construction Type	Frame
Lot Area	193,842 sqft (4.45 acres)

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	4486 E 1240TH ST
City	CAMBRIDGE
State	IL
Zip	61238-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SUB OF N1/2 SE SEC 7 T14N R3E
Legal Range	03E
Legal Township	14N
Legal Section	07
Legal Subdivision	N1/2 SE1/4 SEC 7-14-3
Legal Block	400
Legal Lot Number	2
Jurisdiction	HENRY IL
Township / Civil Division	WELLER
Census Block Group	1
Census Block	1040
Census Tract	31200

Owner

Source: Henry County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4486 E 1240TH ST, CAMBRIDGE, IL 61238-9113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Loan Modification, Mortgage BANKORION
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit BANKORION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2006 · Amount on Record
Deed Sale	Sep 8, 2006 · Amount on Record
Deed Document Number	200620-0607949
Record Updated	Sep 20, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	4486 E 1240TH ST, CAMBRIDGE, IL 61238-9113
Document Number	0000006273
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4486 E 1240TH ST CAMBRIDGE IL 612389113, CAMBRIDGE, IL 61238-9113

Mortgage

Document Number	0000006273
Date	Dec 2, 2019
Instrument	6273

Lender

Name	BANKORION
Type	Bank
Address	MOLINE, IL 61265

Agreement

Term	60 Months
Due	Dec 1, 2024

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	4486 E 1240TH ST, CAMBRIDGE, IL 61238-9113
Document Number	0000001305
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	510 W CENTER ST CAMBRIDGE IL 612381245, CAMBRIDGE, IL 61238-1245

Mortgage

Document Number	0000001305
Date	Mar 13, 2018
Instrument	1305

Lender

Name	BANKORION
Type	Bank
Address	ORION, IL 61273

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 12, 2023

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Weller Township
Unified School District	Galva Community Unit School District 224 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,515.00 (+128.85%)	$32,136 (+93.17%) Land $9,223 Building $22,913	$96,408 (+93.17%) Land $27,669 Building $68,739
2022		$16,636 Land $7,548 Building $9,088	$49,908 Land $22,644 Building $27,264
2021	$662.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Diverse Communications Fiber	1,000 / 1,000
Cambridge Telcom Services Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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