McCook County property record for 44856 245th St, Montrose, SD 57048
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,755 sqft · built 1926 |
| Lot Size | 160 acres (6,969,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,146 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.06.3000 |
| Primary APN | 01.06.3000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,755 sqft Living Area |
| Gross Area | 2,826 sqft |
| 1st Floor Area | 1,398 sqft |
| Basement Area | 714 sqft |
| Unfinished Basement | 714 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Wood |
| Roof Material | Metal |
| Lot Area | 6,969,600 sqft (160 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Granary | Granary |
| Lean-To | 455 sqft |
| Utility Building | 3,000 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 44856 245TH ST |
|---|---|
| City | MONTROSE |
| State | SD |
| Zip | 57048-5307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SE4 6-104-53 |
| Legal Range | 53 |
| Legal Township | 104 |
| Legal Section | 06 |
| Jurisdiction | MCCOOK SD |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 964600 |
Source: McCook County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44871 245TH ST, MONTROSE, SD 57048-5307 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: McCook County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| County Subdivision | Ramsey Township |
| Unified School District | Montrose School District 43-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,146.00 (+87.61%) | $1,089,603 (+2.64%) Land $355,203 Building $734,400 | $1,089,603 (+2.64%) Land $355,203 Building $734,400 |
| 2023 | $1,061,528 Land $327,128 Building $734,400 | $1,061,528 Land $327,128 Building $734,400 | |
| 2022 | $3,809.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 8 of 21 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 69% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGBROOK III RURAL WATER SYSTEM private · serves 2,973 people · EPA ID SD4600874 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Golden West Telecommunications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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