4485 Summit Ridge Dr, Dayton, OH 45424 Property Records

Montgomery County property record for 4485 Summit Ridge Dr, Dayton, OH 45424

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,016 sqft · built 1983
Lot Size0.185 acres (8,276 sqft)
OwnerCompany Name on File
Last Sale$81,000 (Nov 2013)
Tax Bill$4,406 (2024)
Deeds & MortgagesJul 2023 Sale
Aug 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNR72617604-0022

Property Details

APN / Parcel Number

Primary APNR72617604-0022

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,016 sqft Living Area
Gross Area2,532 sqft
1st Floor Area1,008 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area8,276 sqft (0.185 acres)
Lot Dimensions108 ft deep x 76 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area36 sqft
Deck Area384 sqft
Patio Area384 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4485 SUMMIT RIDGE DR
CityDAYTON
StateOH
Zip45424-4478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description81378 WILLOW GLEN SEC 5
Legal SubdivisionWILLOW GLEN
Legal Lot Number22
JurisdictionMONTGOMERY OH
Township / Civil DivisionDAYTON
Census Block Group2
Census Block2001
Census Tract90304

Owner

4485 Summit Ridge Dr is owned by a company that acquired it in April 2023.

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address5 GATESHEAD DR, 207, DUNEDIN, FL 34698-8535
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Warranty Deed, Transfer
Aug 10, 2022Warranty Deed, Transfer
Oct 5, 2020Loan Modification, Mortgage
STOCKYARD BK&TR
Oct 5, 2020Deed of Trust, Mortgage
STOCKYARD BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2013 · Amount on File
Deed SaleNov 18, 2013 · Amount on File
Prior SaleJun 26, 2013 · Amount on File
Deed Document Number201380211
Last Transfer DateApr 26, 2023
Transfer Doc0000036577
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateJul 19, 2023
Property Address4485 SUMMIT RIDGE DR, DAYTON, OH 45424-4478
Document Number0000036577
Instrument DateApr 26, 2023
Instrument202300036577
Transaction TypeTransfer
Record UpdatedAug 1, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 GATESHEAD DR APT 207, 207, DUNEDIN, FL 34698-8535

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateAug 10, 2022
Property Address4485 SUMMIT RIDGE DR, DAYTON, OH 45424-4478
Document Number0000050183
Instrument DateJul 13, 2022
Instrument2022-00050183
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 GATESHEAD DR APT 207, 207, DUNEDIN, FL 34698-8535
InvestorPossibly a Property Investor

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONTGOMERY OH
Property Address4485 SUMMIT RIDGE DR, DAYTON, OH 45424-4478
Document Number0000061851
Instrument DateOct 5, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyIVY POINTE TITLE LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4485 SUMMIT RIDGE DR DAYTON OH 454244478, DAYTON, OH 45424-4478

Mortgage

Document Number0000061851
DateOct 14, 2020
Instrument61851
Lender
NameSTOCKYARD BK&TR
TypeBank
Agreement
AmountAmount on Record

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address4485 SUMMIT RIDGE DR, DAYTON, OH 45424-4478
Document Number0000061850
Instrument DateOct 5, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyIVY POINTE TITLE LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 GATESHEAD DR #207 DUNEDIN FL 346988535, 207, DUNEDIN, FL 34698-8535

Mortgage

Document Number0000061850
DateOct 14, 2020
Instrument61850
Lender
NameSTOCKYARD BK&TR
TypeBank
AddressLOUISVILLE, KY 40232-2890
Agreement
AmountAmount on Record
Term60 Months
DueOct 13, 2025

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityDayton City
Unified School DistrictHuber Heights City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$73,370 Land $14,390 Building $58,980$209,620 Land $41,100 Building $168,520
2024$4,406.00 (+3.11%)
2023$4,273.00 (+10.47%)$73,370 (+37.01%) Land $14,390 Building $58,980$209,620 Land $41,100 Building $168,520
2022$3,868.00$53,550 Land $10,500 Building $43,050
2020$153,010 Land $30,000 Building $123,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4485 Summit Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4485 Summit Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAYTON PUBLIC WATER SYSTEM
serves 141,407 people · EPA ID OH5703512
Water SourceSurface water
Last State InspectionJun 2024
Lead470 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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