Montgomery County property record for 4485 Summit Ridge Dr, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,016 sqft · built 1983 |
| Lot Size | 0.185 acres (8,276 sqft) |
| Owner | Company Name on File |
| Last Sale | $81,000 (Nov 2013) |
| Tax Bill | $4,406 (2024) |
| Deeds & Mortgages | Jul 2023 Sale Aug 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72617604-0022 |
| Primary APN | R72617604-0022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Gross Area | 2,532 sqft |
| 1st Floor Area | 1,008 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.185 acres) |
| Lot Dimensions | 108 ft deep x 76 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4485 SUMMIT RIDGE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-4478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 81378 WILLOW GLEN SEC 5 |
| Legal Subdivision | WILLOW GLEN |
| Legal Lot Number | 22 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 90304 |
4485 Summit Ridge Dr is owned by a company that acquired it in April 2023.
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5 GATESHEAD DR, 207, DUNEDIN, FL 34698-8535 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 19, 2023 | Warranty Deed, Transfer |
| Aug 10, 2022 | Warranty Deed, Transfer |
| Oct 5, 2020 | Loan Modification, Mortgage STOCKYARD BK&TR |
| Oct 5, 2020 | Deed of Trust, Mortgage STOCKYARD BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2013 · Amount on File |
| Deed Sale | Nov 18, 2013 · Amount on File |
| Prior Sale | Jun 26, 2013 · Amount on File |
| Deed Document Number | 201380211 |
| Last Transfer Date | Apr 26, 2023 |
| Transfer Doc | 0000036577 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 19, 2023 |
| Property Address | 4485 SUMMIT RIDGE DR, DAYTON, OH 45424-4478 |
| Document Number | 0000036577 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 202300036577 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 GATESHEAD DR APT 207, 207, DUNEDIN, FL 34698-8535 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 10, 2022 |
| Property Address | 4485 SUMMIT RIDGE DR, DAYTON, OH 45424-4478 |
| Document Number | 0000050183 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022-00050183 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 GATESHEAD DR APT 207, 207, DUNEDIN, FL 34698-8535 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4485 SUMMIT RIDGE DR, DAYTON, OH 45424-4478 |
| Document Number | 0000061851 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | IVY POINTE TITLE LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4485 SUMMIT RIDGE DR DAYTON OH 454244478, DAYTON, OH 45424-4478 |
| Document Number | 0000061851 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 61851 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 4485 SUMMIT RIDGE DR, DAYTON, OH 45424-4478 |
| Document Number | 0000061850 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | IVY POINTE TITLE LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 5 GATESHEAD DR #207 DUNEDIN FL 346988535, 207, DUNEDIN, FL 34698-8535 |
| Document Number | 0000061850 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 61850 |
| Name | STOCKYARD BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232-2890 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 13, 2025 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,370 Land $14,390 Building $58,980 | $209,620 Land $41,100 Building $168,520 | |
| 2024 | $4,406.00 (+3.11%) | ||
| 2023 | $4,273.00 (+10.47%) | $73,370 (+37.01%) Land $14,390 Building $58,980 | $209,620 Land $41,100 Building $168,520 |
| 2022 | $3,868.00 | $53,550 Land $10,500 Building $43,050 | |
| 2020 | $153,010 Land $30,000 Building $123,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4485 Summit Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4485 Summit Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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