4485 Riverchase Dr, Troy, MI 48098 Property Records

Oakland County property record for 4485 Riverchase Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,653 sqft · built 1987
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2006)
Tax Bill	$7,291 (2025)
Deeds & Mortgages	Dec 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`88-20-18-427-001`

Property Details

APN / Parcel Number

Primary APN	`88-20-18-427-001`
Alternative APN	`2018427001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,653 sqft Living Area
1st Floor Area	1,550 sqft
Basement Area	1,550 sqft
Unfinished Basement	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	225 ft deep x 109 ft wide
Garage Area	789 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	983 sqft
Patio Area	983 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4485 RIVERCHASE DR
City	TROY
State	MI
Zip	48098-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 18 GREEK MEADOW LOT 1 9-12-86 FR 426-001
Legal Range	11E
Legal Township	2N
Legal Section	18
Legal Subdivision	GREEK MEADOW
Legal Lot Number	1,9
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2000
Census Tract	196600

Owner

4485 Riverchase Dr is owned and occupied by two individuals who acquired it in November 2025.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4485 RIVERCHASE DR, TROY, MI 48098-5429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2006 · Amount on File
Deed Sale	Jul 31, 2006 · Amount on File
Deed Document Number	2006190301
Deed Book / Page	37912 / 81
Last Transfer Date	Nov 11, 2025
Transfer Doc	20250155561
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 11, 2025
Property Address	4485 RIVERCHASE DR, TROY, MI 48098-5429
Document Number	20250155561
Book / Page	60777 / 446
Map Reference	LB 190 PG 1-3
Instrument Date	Nov 11, 2025
Instrument	20250155561
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4485 RIVERCHASE DR, TROY, MI 48098-5429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4485 RIVERCHASE DR, TROY, MI 48098-5429

Tax Assessment & Valuation

The 2025 property tax bill for 4485 Riverchase Dr was $7,291 with a homeowner's exemption, up 2.4% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,291.00 (+2.4%)
2024	$7,120.00
2023			$456,560
2022	$7,583.00	$228,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4485 Riverchase Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4485 Riverchase Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20