4485 River St, Scio, NY 14880 Property Records

Allegany County and Scio Town property record for 4485 River St, Scio, NY 14880

Property Summary

Property Type	Mixed Use Store/Office
Details	2,880 sqft · built 1908
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Sep 2022)
Tax Bill	$1,665 (2026)
Deeds & Mortgages	Sep 2022 Sale Dec 2018 Sale + 2 more
APN	`026600 199.18-2-25.2`

Property Details

APN / Parcel Number

Primary APN	`026600 199.18-2-25.2`
Alternative APNs	`660019901800020250020000` `00000000156`

Interior

Stories	2 Stories
Building Area	2,880 sqft Gross Area
Basement Area	1,125 sqft
Unfinished Basement	1,125 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	105 ft deep x 31.3 ft wide
Porch	Covered Porch
Porch Area	10 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00000000156
Street Address	4485 RIVER ST
City	SCIO
State	NY
Zip	14880
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	25.002
Jurisdiction	ALLEGANY NY
Township / Civil Division	SCIO
Census Block Group	1
Census Block	1076
Census Tract	950700

Owner

Source: Allegany County and Scio Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4402 RIVER ST, SCIO, NY 14880-9707
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Warranty Deed, Transfer
Dec 28, 2018	Grant Deed, Transfer
Dec 6, 2018	Grant Deed, Transfer
Dec 28, 2018	Warranty Deed, Transfer SERVU FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	202228886
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Sep 29, 2022
Property Address	4485 RIVER ST, SCIO, NY 14880
Document Number	0000008886
Instrument Date	Sep 28, 2022
Instrument	2022-28886
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SCOTT AVE, WELLSVILLE, NY 14895-1147
Investor	Possibly a Property Investor

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY NY
Recording Date	Dec 28, 2018
Property Address	4485 RIVER ST, SCIO, NY 14880
Document Number	0000010870
Instrument Date	Dec 28, 2018
Instrument	10870
Transaction Type	Transfer
Record Updated	Mar 7, 2019

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4659 COUNTY ROAD 10 SCIO NY 148809635, SCIO, NY 14880-9635

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY NY
Recording Date	Dec 6, 2018
Property Address	4485 RIVER ST, SCIO, NY 14880
Document Number	0000010556
Instrument Date	Dec 6, 2018
Instrument	10556
Transaction Type	Transfer
Record Updated	Mar 7, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 MAIN ST MIDDLEBURGH NY 121226323, MIDDLEBURGH, NY 12122-6323

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Dec 28, 2018
Property Address	4485 RIVER ST, SCIO, NY 14880
Document Number	0000100870
Instrument Date	Oct 31, 2018
Instrument	100870
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4659 COUNTY ROAD 10 SCIO NY 148809635, SCIO, NY 14880-9635

Mortgage

Document Number	100871
Date	Dec 28, 2018
Instrument	100871

Lender

Name	SERVU FCU
Type	Credit Union
Address	PAINTED POST, NY 14870

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allegany County and Scio Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Scio Town
Unified School District	Scio Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,665.00 (+1,858.82%)
2025	$85.00	$35,100 (-) Land $3,400 Building $31,700	$50,900 (+21.19%) Land $4,930 Building $45,970
2023		$35,100 Land $3,400 Building $31,700	$42,000 Land $4,068 Building $37,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1981–2011)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms And Flooding, Aug 2000 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCIO WATER DISTRICT serves 990 people · EPA ID NY0200325
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2019
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Armstrong, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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