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4485 Opal Ct, Sarasota, FL 34233 Property Records

Sarasota County property record for 4485 Opal Ct, Sarasota, FL 34233

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,246 sqft · built 1990
Lot Size0.219 acres (9,573 sqft)
Owner2 Owner Names on File
Last Sale$200,000 (Nov 2010)
Tax Bill$2,402 (2025)
Deeds & MortgagesFeb 2019 Mortgage
APN0069-07-0043

Property Details

APN / Parcel Number

Primary APN0069-07-0043

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,246 sqft Living Area
1st Floor Area2,246 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,573 sqft (0.219 acres)
Garage TypeAttached
Garage Area482 sqft

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area329 sqft
Patio Area517 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4485 OPAL CT
CitySARASOTA
StateFL
Zip34233-2071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 85 EMERALD GARDENS
Legal Range18E
Legal Township37S
Legal Section02
Legal SubdivisionEMERALD GARDENS
Legal Tract2395
Legal Lot Number85
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group2
Census Block2004
Census Tract1509

Owner

The current owner of 4485 Opal Ct bought it in November 2010.

Source: Sarasota County records, as of January 12, 2026

Owner of Record2 Owner Names on File
Mailing Address4485 OPAL CT, SARASOTA, FL 34233-2071
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2010 · Amount on File
Deed SaleNov 12, 2010 · Amount on File
Prior SaleAug 17, 2010
Deed Document Number2010138253
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4485 OPAL CT, SARASOTA, FL 34233-2071
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019637
DateFeb 19, 2019
Instrument2019019637
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4485 Opal Ct was $2,402 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,402.00 Homeowner's exemption$246,363$400,500 Land $121,800 Building $278,700
2023$2,878.00 (+4.01%) Homeowner's exemption$232,447 (+3%)$452,100 (+6.1%) Land $111,100 Building $341,000
2022$2,767.00 Homeowner's exemption$225,677$426,100 Land $118,800 Building $307,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 4485 Opal Ct; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on File
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4485 Opal Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35

May also be available: Blue Stream, Verizon.

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