4485 Needmore Rd, Woodleaf, NC 27054 Property Records

Rowan County property record for 4485 Needmore Rd, Woodleaf, NC 27054

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,034 sqft · built 1956
Lot Size	3.58 acres (155,945 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2022)
Tax Bill	$1,685 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`709 022`

Property Details

APN / Parcel Number

Primary APN	`709 022`
Alternative APN	`6243525`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,034 sqft Living Area
1st Floor Area	2,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	155,945 sqft (3.58 acres)

Exterior Amenities

Porch	Porch
Porch Area	236 sqft
Storage Building	Storage Building
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4485 NEEDMORE RD
City	WOODLEAF
State	NC
Zip	27054-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR1 3.58AC
Legal Subdivision	ANNIE S GETER ESTS
Legal Tract	1
Jurisdiction	ROWAN NC
Township / Civil Division	SCOTCH IRISH
Census Block Group	1
Census Block	1024
Census Tract	51904

Owner

4485 Needmore Rd is owned and occupied by two individuals who bought it in June 2022.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4485 NEEDMORE RD, WOODLEAF, NC 27054-9638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Dec 3, 2003 · Amount on File
Deed Book / Page	1404 / 762
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 24, 2022
Property Address	4485 NEEDMORE RD, WOODLEAF, NC 27054-9638
Document Number	0014040762
Book / Page	1404 / 762
Map Reference	MB 9995 PG 9079
Instrument Date	Jun 20, 2022
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4485 NEEDMORE RD, 4485, WOODLEAF, NC 27054-9638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4489 NEEDMORE RD, WOODLEAF, NC 27054-9638

Mortgage

Document Number	0001404763
Date	Jun 24, 2022
Instrument	1404/763

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.9%
Type Change Date	Jul 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.9%
Index	5-Year CMT
Max Rate	9.9%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	4485 NEEDMORE RD, WOODLEAF, NC 27054-9638
Document Number	0013500159
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4485 NEEDMORE RD WOODLEAF NC 270549638, WOODLEAF, NC 27054-9638

Mortgage

Document Number	0013500159
Date	Jun 12, 2020
Book Page	001350/000159

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 11, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 4485 Needmore Rd was $1,685.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,685.00	$251,615 Land $54,665 Building $196,950	$251,615 Land $54,665 Building $196,950
2023	$1,685.00	$251,615 Land $54,665 Building $196,950	$251,615 Land $54,665 Building $196,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4485 Needmore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4485 Needmore Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Needmore Rd

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