Caldwell County property record for 4485 Diamond St, Hudson, NC 28638 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,284 sqft Heated Area |
| Lot Size | 24,000 sqft (0.551 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Tax Bill | $913.00 (2025) |
Source: Caldwell County records · APN 03 81A 1 52
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4485 DIAMOND ST, HUDSON, NC 28638-8715 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 02, 2020 | Loans 1 and 2 are Both Reverse Mortgages, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN ADVISORS |
| Oct 09, 2019 | Warranty Deed, Transfer CERTAINTY HM LNS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 23, 2020 |
| Transfer Doc | 0010049995 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Loans 1 and 2 are Both Reverse Mortgages |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Nov 02, 2020 |
| Property Address | 4485 DIAMOND ST, HUDSON, NC 28638-8715 |
| Document Number | 0010049995 |
| Book / Page | 002003 / 000039 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 10049995 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4485 DIAMOND ST HUDSON NC 286388715, HUDSON, NC 28638-8715 |
| Document Number | 10049996 |
|---|---|
| Date | Nov 02, 2020 |
| Book Page | 002003/000042 |
| Instrument | 10049996 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Nov 01, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
| Document Number | 10049997, |
|---|---|
| Date | Nov 02, 2020 |
| Book Page | 002003/000056 |
| Instrument | 10049997 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Nov 01, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 09, 2019 |
| Property Address | 4485 DIAMOND ST, HUDSON, NC 28638-8715 |
| Document Number | 0010037470 |
| Book / Page | 001973 / 000523 |
| Instrument Date | Oct 09, 2019 |
| Instrument | 10037470 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4485 DIAMOND ST THURMOND NC 28683, THURMOND, NC 28683 |
| Document Number | 10037471 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | 001973/000526 |
| Instrument | 10037471 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75093 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 08, 2049 |
Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Sawmills Town |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,100 (-) Land $18,600 Building $196,500 | ||
| 2025 | $913.00 (+51.66%) | $215,100 (+71.81%) Land $18,600 Building $196,500 | $215,100 (+71.81%) Land $18,600 Building $196,500 |
| 2023 | $125,200 (-) Land $18,600 Building $106,600 | $125,200 (-) Land $18,600 Building $106,600 | |
| 2022 | $602.00 | $125,200 Land $18,600 Building $106,600 | $125,200 Land $18,600 Building $106,600 |
Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03 81A 1 52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,284 sqft Heated Area |
| Gross Area | 2,863 sqft Gross Area |
| 1st Floor | 1,284 sqft 1st Floor |
| Basement Area | 1,091 sqft Basement |
| Finished Basement | 539 sqft Finished |
| Unfinished Basement | 552 sqft Unfinished |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 24,000 sqft (0.551 acres) |
| Depth X Width | 200 ft x 120 ft Depth x Width |
| Garage Type | Carport Garage |
| Carport | Carport |
| Patio Area | 336 sqft Patio |
| Porch Area | 152 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 169912 |
|---|---|
| Street Address | 4485 DIAMOND ST |
| City | HUDSON |
| State | NC |
| Zip | 28638-8715 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 2003 PG 39 YR 2020 ST 0.00 |
| Legal Subdivision | VIRGINIA ACRES |
| Jurisdiction | CALDWELL NC |
| Minor Civil Division | HUDSON |
| Census Blockgroup | 4 |
| Census Block | 4025 |
| Census Tract | 30700 |
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