4485 Big Cut Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4485 Big Cut Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,300 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Oct 2020)
Tax Bill	$7,519 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`098-010-025-000`

Property Details

APN / Parcel Number

Primary APN	`098-010-025-000`
Alternative APNs	`09801025100` `0980102510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,300 sqft Living Area
1st Floor Area	3,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	217,800 sqft
Terrain	Rolling
Parking Spaces	3 Parking Spaces
Patio Area	3,300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4485 BIG CUT RD
City	PLACERVILLE
State	CA
Zip	95667-7607
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE
Legal Description	PM 46/88/2
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1011
Census Tract	31506

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4485 BIG CUT RD, PLACERVILLE, CA 95667-7607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST
Feb 22, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	202059360
Prior Transfer Date	Aug 4, 2003
Prior Transfer Doc	0000080485
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 22, 2020
Property Address	4485 BIG CUT RD, PLACERVILLE, CA 95667-7607
Document Number	0000059360
Map Reference	MB 46 PG 88
Instrument Date	Oct 19, 2020
Instrument	2020-0059360
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4485 BIG CUT RD, PLACERVILLE, CA 95667-7607

Mortgage

Document Number	0000059361
Date	Oct 22, 2020
Instrument	2020-0059361

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Feb 22, 2019
Property Address	4485 BIG CUT RD, PLACERVILLE, CA 95667-7607
Document Number	0000005497
Instrument Date	Jan 22, 2019
Instrument	5497
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	489 N 800 W SPRINGVILLE UT 846635079, SPRINGVILLE, UT 84663-5079

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,650 (+2%) Land $193,213 Building $524,437
2025	$7,519.00 (+4.21%)	$703,579 (+4.04%) Land $189,425 Building $514,154
2023	$7,215.00 (+1.51%)	$676,260 Land $182,070 Building $494,190
2022	$7,108.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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