St. Louis County property record for 4485 Bass Lake Rd, Gilbert, MN 55741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,426 sqft · built 1993 |
| Lot Size | 1.51 acres (66,014 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,150 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 677-0020-00010 |
| Primary APN | 677-0020-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,426 sqft Gross Area |
| 1st Floor Area | 120 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 66,014 sqft (1.51 acres) |
| Garage Area | 800 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 592 sqft |
| Storage Building | 48 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 41911 |
|---|---|
| Street Address | 4485 BASS LAKE RD |
| City | GILBERT |
| State | MN |
| Zip | 55741-8060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOTS 1 AND 2 AND N 1/2 OF LOT 3 SERIAL # |
| Legal Subdivision | HAENKES BEACH 57 16 |
| Legal Lot Number | 1-3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MAKINEN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 11401 |
4485 Bass Lake Rd is owned and occupied by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4485 BASS LAKE RD, GILBERT, MN 55741-8060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 4485 Bass Lake Rd was $3,150 with a homeowner's exemption, up 6.9% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,150.00 (+6.85%) Homeowner's exemption | ||
| 2025 | $2,948.00 (-4.96%) Homeowner's exemption | $332,200 (+3.1%) Land $101,800 Building $230,400 | $332,200 (+3.1%) Land $101,800 Building $230,400 |
| 2024 | $3,102.00 | $322,200 Land $98,800 Building $223,400 | $322,200 Land $98,800 Building $223,400 |
| 2022 | $284,700 Land $87,000 Building $197,700 | $284,700 Land $87,000 Building $197,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4485 Bass Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4485 Bass Lake Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
5G (outdoors only) and 4G LTE
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