4485 Adams St, Carlsbad, CA 92008 Property Records

San Diego County property record for 4485 Adams St, Carlsbad, CA 92008

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 5,770 sqft · built 2009
Lot Size	0.551 acres (23,994 sqft)
Owner	Company Name on File
Last Sale	$6,575,000 (Jan 2022)
Tax Bill	$75,333 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2022 Mortgage + 12 more
Flood Zone	Zone X (minimal risk)
APN	`206-200-05-00`

Property Details

APN / Parcel Number

Primary APN	`206-200-05-00`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Building Area	5,770 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	23,994 sqft (0.551 acres)
View / Lot	Lagoon
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	4485 ADAMS ST
City	CARLSBAD
State	CA
Zip	92008-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15000
Legal Description	BLK D LOT 6 ELY 75 FT MEAS AT R/A TO ELY LI TR 002152
Legal Subdivision	BELLA VISTA CONDO
Legal Tract	002152
Legal Block	D
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1012
Census Tract	17810

Owner

4485 Adams St is owned by a company that acquired it in March 2022.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	28880 CORRAL CANYON TRL, CAMPO, CA 91906-1200
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PCMA INC
Mar 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
Dec 29, 2021	Grant Deed, Transfer
Oct 14, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 14, 2021	Grant Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 29, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Nov 27, 2018	Grant Deed, Transfer · Conventional Mortgage STEWARD FAMILY TRUST (PT)
Jul 13, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
May 31, 2018	Intrafamily Transfer, Transfer · ARM IBM SOUTHEAST EMPLOYEES FCU
Dec 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage DAVID L TEMKO
Dec 13, 2017	Deed of Trust, Mortgage ONE TO FOUR PROFIT PLAN (CT)
Nov 1, 2017	Deed of Trust, Mortgage J&G INVESTMENT GROUP INC
Jan 1, 2017	Loan Modification, Mortgage GREGORY CARNESALE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	Nov 27, 2018 · Amount on File
Deed Document Number	202246271
Last Transfer Date	Mar 16, 2022
Transfer Doc	0000119855
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 CARRIAGE CREEK LN, FRIENDSWOOD, TX 77546-5156

Mortgage

Document Number	0000720742
Date	Oct 15, 2021
Instrument	2021-0720742

Lender

Name	PCMA INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2022
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000119855
Map Reference	MAP 2152
Instrument Date	Mar 16, 2022
Instrument	2022-0119855
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28880 CORRAL CANYON TRL, CAMPO, CA 91906-1200

Mortgage

Document Number	0000119856
Date	Mar 17, 2022
Instrument	2022-0119856

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2022
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000046271
Map Reference	MAP 2152
Instrument Date	Jan 31, 2022
Instrument	2022-0046271
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2021
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000870961
Map Reference	MAP 2152
Instrument Date	Dec 27, 2021
Instrument	2021-0870961
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2021
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000717976
Map Reference	MAP 2152
Instrument Date	Oct 11, 2021
Instrument	2021-0717976
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 CARRIAGE CREEK LN, FRIENDSWOOD, TX 77546-5133

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2021
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000717975
Map Reference	MAP 2152
Instrument Date	Sep 29, 2021
Instrument	2021-0717975
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 CARRIAGE CREEK LN, FRIENDSWOOD, TX 77546-5133

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000266142
Date	Jun 29, 2018
Instrument	2018-0266142

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Jun 27, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2018
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000489511
Instrument Date	Nov 6, 2018
Instrument	489511
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,733.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 262085 SAN DIEGO CA 921962085, SAN DIEGO, CA 92196-2085

Mortgage

Document Number	489512
Date	Nov 27, 2018
Instrument	489512

Lender

Name	STEWARD FAMILY TRUST (PT)
Address	2541 RUDDER RD, OCEANSIDE, CA 92054-6163

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2018
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000286325
Instrument Date	Jun 5, 2018
Instrument	286325
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2541 RUDDER RD OCEANSIDE CA 920546163, OCEANSIDE, CA 92054-6163

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2018
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000220750
Map Reference	MAP 2152
Instrument Date	Apr 18, 2018
Instrument	2018-0220750
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206

Mortgage

Document Number	0000220751
Date	May 31, 2018
Instrument	2018-0220751

Lender

Name	IBM SOUTHEAST EMPLOYEES FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jun 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	9.62%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000122555
Instrument Date	Dec 31, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4485 ADAMS ST CARLSBAD CA 920084206, CARLSBAD, CA 92008-4206

Mortgage

Document Number	0000122555
Date	Mar 28, 2018
Instrument	122555

Lender

Name	DAVID L TEMKO
Address	10951 SORRENTO VALLEY RD # 2F, SAN DIEGO, CA 92121-1613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000602090
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 4161 CARLSBAD CA 920184161, CARLSBAD, CA 92018-4161

Mortgage

Document Number	0000602090
Date	Dec 21, 2017
Instrument	602090

Lender

Name	ONE TO FOUR PROFIT PLAN (CT)
Address	20280 SW ACACIA ST # 115, NEWPORT BEACH, CA 92660-0782

Agreement

Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000298746
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2541 RUDDER RD OCEANSIDE CA 920546163, OCEANSIDE, CA 92054-6163

Mortgage

Document Number	0000298746
Date	Jul 23, 2018
Instrument	298746

Lender

Name	J&G INVESTMENT GROUP INC
Address	PO BOX 4161, CARLSBAD, CA 92018-4161

Agreement

Amount	Amount on Record

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	4485 ADAMS ST, CARLSBAD, CA 92008-4206
Document Number	0000166104
Instrument Date	Jan 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4485 ADAMS ST CARLSBAD CA 920084206, CARLSBAD, CA 92008-4206

Mortgage

Document Number	0000166104
Date	Apr 13, 2017
Instrument	166104

Lender

Name	GREGORY CARNESALE

Agreement

Amount	Amount on Record
Term	24 Months
Due	Apr 12, 2019

Interest

Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 4485 Adams St was $75,333.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,116,990 (+2%) Land $5,412,160 Building $1,704,830
2025	$75,333.00	$6,977,442 Land $5,306,040 Building $1,671,402
2023	$72,399.00 (+32.3%)	$6,706,500 Land $5,100,000 Building $1,606,500
2022	$54,723.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4485 Adams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	53 units insured incl. 45 condo units
Nearby Flood Claims	2 (1982–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2001

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4485 Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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