4484 River Gate Dr, Clemmons, NC 27012 Property Records

Forsyth County property record for 4484 River Gate Dr, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,032 sqft · built 2017
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$365,000 (Apr 2026)
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Apr 2026 Sale Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5892-95-6162.00`

Property Details

APN / Parcel Number

Primary APN	`5892-95-6162.00`
Alternative APN	`5892-95-6162.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	854 sqft
Flooring	Wood

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Area	380 sqft
Porch	Open Frame Porch
Porch Area	95 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4484 RIVER GATE DR
City	CLEMMONS
State	NC
Zip	27012-7495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS9
Legal Description	LO:032 BL:4210D
Legal Subdivision	PLAT OF RIVERGATE
Legal Block	4210D
Legal Lot Number	32
Jurisdiction	FORSYTH NC
Township / Civil Division	CLEMMONSVILLE
Census Block Group	2
Census Block	2004
Census Tract	4015

Owner

Source: Forsyth County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer ANSTA NATIONAL TITLE, MAINSTAY NATIONAL TITLE
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 22, 2019	Deed of Trust, Mortgage · Conventional with PMI USAA
May 24, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	202613776
Deed Book / Page	3921 / 1138
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Apr 21, 2026
Property Address	4484 RIVER GATE DR, CLEMMONS, NC 27012-7495
Document Number	0000013776
Book / Page	3921 / 1138
Instrument Date	Apr 15, 2026
Instrument	2026.13776
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	ANSTA NATIONAL TITLE, MAINSTAY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$73,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Sep 15, 2021
Property Address	4484 RIVER GATE DR, CLEMMONS, NC 27012-7495
Document Number	0036403030
Book / Page	3640 / 3030
Map Reference	MB 67 PG 38
Instrument Date	Sep 8, 2021
Instrument	2021050260
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 SADDLEBROOK DR, 127, ADVANCE, NC 27006-8410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4484 RIVER GATE DR, CLEMMONS, NC 27012-7495
Investor	Possibly a Property Investor

Mortgage

Document Number	2021050261
Date	Sep 15, 2021
Instrument	2021050261

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	4484 RIVER GATE DR, CLEMMONS, NC 27012-7495
Document Number	0034783205
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4484 RIVER GATE DR CLEMMONS NC 270127495, CLEMMONS, NC 27012-7495

Mortgage

Document Number	0034783205
Date	Aug 27, 2019
Book Page	003478/003205
Instrument	33888

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	May 24, 2018
Property Address	4484 RIVER GATE DR, CLEMMONS, NC 27012-7495
Document Number	0034061177
Book / Page	3406 / 1177
Map Reference	MB 67 PG 38
Instrument Date	Mar 14, 2018
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 JONESTOWN RD, 221, WINSTON SALEM, NC 27104-4618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4484 RIVER GATE DR, CLEMMONS, NC 27012-7495

Mortgage

Document Number	0034061179
Date	May 24, 2018
Instrument	3406/1179

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,178.00 (+25.97%)	$356,500 (+57.05%) Land $68,000 Building $288,500	$356,500 (+57.05%) Land $68,000 Building $288,500
2024	$1,729.00 (+2.73%)
2023	$1,683.00	$227,000 Land $45,000 Building $182,000	$227,000 Land $45,000 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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