4484 Kiser Island Rd, Terrell, NC 28682 Property Records

Catawba County property record for 4484 Kiser Island Rd, Terrell, NC 28682

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,074 sqft · built 2021
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Aug 2020)
Tax Bill	$6,130 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4616-02-58-7074`

Property Details

APN / Parcel Number

Primary APN	`4616-02-58-7074`
Alternative APN	`0014006`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,074 sqft Living Area
1st Floor Area	1,798 sqft
Basement Area	1,557 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Lot Area	27,443 sqft (0.63 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4484 KISER ISLAND RD
City	TERRELL
State	NC
Zip	28682-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LOT 3 PL 22-199
Legal Subdivision	ELIZABETH SHERRILL BAILEY
Legal Lot Number	3
Jurisdiction	CATAWBA NC
Township / Civil Division	MOUNTAIN CREEK
Census Block Group	2
Census Block	2009
Census Tract	11505

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4484 KISER ISLAND RD, TERRELL, NC 28682-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	202015520
Deed Book / Page	3590 / 1296
Prior Transfer Date	Apr 7, 2016
Prior Transfer Doc	0033401221
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4484 KISER ISLAND RD, TERRELL, NC 28682-9768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036210355
Date	Dec 17, 2020
Book Page	3621/355
Instrument	26289

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2037
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	LIBOR
Max Rate	8%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Aug 7, 2020
Property Address	4484 KISER ISLAND RD, TERRELL, NC 28682-9768
Document Number	0035901296
Book / Page	3590 / 1296
Map Reference	MB 22 PG 199
Instrument Date	Jul 29, 2020
Instrument	15520
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2748 OCEAN SHORE AVE, 2748, VIRGINIA BEACH, VA 23451-1455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4484 KISER ISLAND RD, TERRELL, NC 28682-9768

Mortgage

Document Number	15521
Date	Aug 7, 2020
Instrument	15521

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Sep 1, 2023

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,538,200 (-) Land $488,600 Building $1,049,600
2025	$6,130.00 (-19.08%)	$1,538,200 (+62.91%) Land $488,600 Building $1,049,600
2024	$7,575.00 (+2.08%)
2023	$7,421.00	$944,200 Land $310,900 Building $633,300	$1,538,200 Land $488,600 Building $1,049,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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